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Powerful Yet Easy Ideas to Help Flood Victims Recover

A flooded parking lot
Jenna Davis
|6 min read

Financial Assistance

In the aftermath of severe flooding, community members face the daunting task of trying to rebuild their lives. It can take months to repair homes and businesses, and many have to cope with complete property loss.

If you’d like to help with recovery efforts but aren’t sure where to start, our disaster relief guide offers a few ideas to point you in the right direction. From medical services to construction work to food and water distribution, there are plenty of ways to help flood victims recover and rebuild. This article lists programs that help those affected, and outlines the best ways to donate to flood recovery efforts.

Flood facts that may surprise you

  • Floods in the US kill more people every year than tornadoes and hurricanes, according to the National Severe Storms Laboratory.
  • Over the last 50 years, the US has seen a 20% increase in the heaviest downpours, according to American Rivers.
  • Floodplains in the US will grow by 40 to 45% over the next 90 years, according to American Rivers.
  • Floods cause about $6 billion worth of damage and kill about 140 people every year in the US, according to National Geographic.

Government programs for flood relief

From unemployment relief to mortgage help, the government offers resources for individuals and families who may not have had a disaster survival kit. These three government programs help flood victims get back on their feet.

Disaster Unemployment Assistance (DUA)

When a natural disaster strikes, it can disrupt your entire life, including your employment. If you can no longer make it to work because of flooding or if your place of employment is no longer safe, the United States Department of Labor offers up to 26 weeks of benefits for those eligible.

Mortgage insurance for disaster victims

If you’ve lost your home due to flooding and are looking to rebuild or purchase another home, the Federal Housing Administration (FHA) can help. Its program offers mortgage insurance to protect lenders from having to default on their mortgage. To be eligible, your home must be located in a presidentially-declared disaster area, among other requirements.

National Flood Insurance Program

For those who need help rebuilding after a flood, FEMA offers coverage for Increased Cost of Compliance (ICC). The program offers up to $30,000 to retrofit a building to reduce the potential for future flood damage. To be eligible, you must be a flood insurance policyholder through FEMA’s National Flood Insurance Program (NFIP).

Volunteer with organizations that help flood victims

After flood waters recede, it takes an enormous amount of work to get communities back up and running. Relief organizations develop a disaster recovery plan and rely on volunteers to help with everything from clearing debris and mud to passing out food and water and medical supplies. Below are three nonprofits that recruit volunteers for recovery efforts.

All Hands and Hearts

This organization specializes in disaster relief and recovery and helps in short and long-term recovery efforts. In the immediate wake of natural disasters, All Hands and Hearts deploys volunteers to the affected areas to help rebuild schools, homes, and other community infrastructure. Its volunteer program houses and feeds individuals who are accepted into the program.

Feeding America

Feeding America has food banks across the country and 2,400 trucks standing by, making it easy for the organization to mobilize after natural disasters. In 2017, it delivered more than 100 million pounds of food, water, and supplies to communities in need. Volunteers help sort, stack, and package food that will be shipped out, among other tasks needed to keep recovery efforts up and running.

Samaritan’s Purse

Safety is always the primary concern when a natural disaster strikes. But after food, water, and health needs are met, the focus shifts to the arduous task of recovery and rebuilding. This is where Samaritan’s Purse comes in. The nonprofit takes on these construction and cleanup projects after natural disasters. Volunteers help with work that can include roof tarping, debris cleanup, chainsaw work, and more.

Four of the best ways to donate to flood victims

If you aren’t able to volunteer in person with relief organizations, there are other ways to make a difference. These four ideas allow you to lend a hand to those in need—and three of them don’t even require leaving your couch.

1. Donate airline miles and credit card points

Do you have airline miles or credit card points collecting dust? Dozens of charities partner with airlines and credit card companies so that unused miles and points can save lives. Your airline miles may help first responders travel to disaster zones or provide emergency transportation to injured individuals. Credit card points, on the other hand, can be converted into cash donations for charities like the Mercy Medical Angels or Team Rubicon.

2. Donate your vehicle

While gifting an old car to charity may not be an option for everyone, this type of contribution can go along way to help if it’s the right time for you. Habitat for Humanity recycles old vehicles and receives 80 percent of the gross revenue. These funds help the organization provide emergency shelter through their Disaster Risk and Reduction Response program, as well as their regular home construction projects.

3. Donate blood

Did you ever think you could save three lives in less than 10 minutes? By donating a pint of blood to the American Red Cross, you can do just that, making it an incredibly impactful way to make a difference from anywhere. The entire process takes 45 minutes, with the actual blood donation portion taking between 8-10 minutes. For more information on how to donate, visit the American Red Cross online.

4. Raise money through crowdfunding

Crowdfunding is a quick way to donate to flood victims who need help right away. Through GoFundMe, you can launch a disaster fundraiser and begin sharing it with your network of friends and family members within minutes. GoFundMe’s free fundraising model allows you to keep more of the donations you receive, which means more flood victims can receive help.

Our blog is full of crowdfunding resources to help you along the way, like tips on running a successful disaster relief fund or general fundraising ideas for disaster relief. Our disaster fundraising guide can help you create a compelling fundraiser specifically for recovery efforts.

Take action and support recovery efforts now

Making a difference after a tragedy doesn’t have to mean large cash donations or hours of volunteer work. Sometimes the simplest efforts can be the most impactful. Sign up for a GoFundMe today and begin raising money for flood victims when they need it most.

Start a flood relief fundraiser

Jenna Davis

About Jenna Davis

I have a passion for storytelling and love creating a variety of content for a wide range of audiences. Once, I frolicked on the beach with about 30 miniature horses. I bring it up every chance I get.

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