My name is Joshua Simkins I’m 20 years of age I’m trying to get out of debt to support my family me my Mrs and our child and also to support my child to come I’m in debt because of my car my car has broke down multiple times and I’ve had to use my credit card to pay for it which I’ve then not been able to pay off say employer broke his foot so I was out of work with no money I want to become debt free so my family doesn’t have to worry about us being able to pay the bills and we can give our 2 children the life they deserve