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Hi, my name is Rachel and I have 2 amazing kids that I am raising alone. I have always worked multiple jobs for as long as I remember but when my mom was diagnosed with cancer, I no longer had a babysitter to watch my daughter. Having multiple jobs was how I was able to afford our lives, I used credit cards and because of those jobs, I was able to pay the bills. When I was no longer able to work additional jobs, I was no longer able to pay those monthly card payments. I decided to join a debt resolution company and learned that with no credit cards, I really don't make enough to take care of my family but we have been scraping by. I am now in the position that my wages may be garnished and if that happens, we will be homeless. We have nowhere to go. I am aware this is my fault and I am embarrassed but I am trying to find a second job and having a very difficult time doing so. I have nothing to sell, my car is old and needs work. I am trying to sell my things but I don't have much to sell. School will be starting soon and I don't even have money for school supplies. I am deathly afraid that my kids, dog and I will be homeless in a few months and as much as this is embarrassing, I am begging for help. I need extra money to add to the account that the debt resolution company is using to bargain with my creditors. I am being sued again and the first offer they presented asked me to deposit a large amount of money into the account and I have no way of doing that. I have taken the max amount of 401k loans and can not get a new one until the two I took out to send my son to college are paid off. Anything helps, I have no one to help me and I want to protect my children. I am still looking for another job, I am actively finding things to sell and I will close this as soon as I can. I am not trying to take advantage, just really and truly need help!


