Hello!

I am Grace. I am a disabled adult who is about to be homeless. For the last few years, I have rented a home from a family member while I improved my financial situation as well as got to a place where I could do some gigwork despite my disabilities. I'm still disabled and receiving disability, but I was steadily improving my life, preparing to buy a home. I even got my student loans dismissed, as I was told by USDA Rural Direct, to prepare for this journey!

However, the family member was forced to sell the home I am renting. The new owner wants me out ASAP. I have multiple dogs and extremely limited income, even with disability and gigwork. I have reapplied to USDA but it takes forever.

I managed to secure a mortgage with FHA. I found a house that is just under the max I can borrow that works for my situation. The problem? They require 6.7k in closing costs. I do not have this amount.

I am in desperate need of a home. The new owner gave me until this weekend, but that's not going to happen. I have faced housing struggles multiple times before and this would finally give me full control over my own housing and the safety that would bring would be tremendous. A lot of my constant anxiety, as well illness, is the result of my current home, due to inadequate plumbing, no heat/AC, mold, etc. A new home would be a great improvement for me.

It would also mean I would keep my beloved dogs - a few of which are likely not rehomable. I have done so much to keep us together, worked to make sure they had adequate care, and was *just* nearly at a place where I could find us a dream home before this curveball was thrown.

I am pleading for a little more help. I already have some of the funds - I just need more! I am seeking grants and such, but those take time, and most are tapped out, so it's up to me to find this last bit of funding. I can afford the mortgage - it's a bit more than my rent, but doable - I just need to get there.

Thank you for reading!