Help us keep our home!

Hello my name is Darcy and my partner and I are parents of 5 kids, two grown college kids and 3 who live with me full time 15, 13, and 6. Two of my kids are autistic and have special needs. I have been disabled with multiple sclerosis since 2012 and my partner is a teacher at two local middle schools to make ends meet. We have been living in our home since 2014 and are currently facing possible displacement.

We are looking to raise the funds needed to cover the default amount of $21,000 to not face foreclosure, and if not, at least a down payment of at least $10k if we are forced to buy the house at market value to ensure we are not out-priced out of own city. Which will unfortunately be the case if we are forced to sell.

Our current residence is under my ex husband’s name. In our divorce decree, finalized in 2021. I was given the right to refinance and a sum of family support to help maintain the family. Since June 2021 my ex has accrued over $55,000 in family support debt, has kept me from refinancing the loan in a timely manner, and has allowed the loan to end up in a default due to his decision-making. He requested a forbearance for the year of 2024 then did not complete the required review for modification to allow the loan to become up to date, this is because my ex decided he wants to sell the house, instead of allowing me to refinance. (We have a court date 4/7)

Because of this, the refinance is currently in limbo and my ex is taking me to court to convince a judge to displace us so he can “pay me back” what he owes me in retroactive support.

The goal is to be able to buy the house outright. Please donate even a $1 it will all add up! It will all go towards ensuring we have a home. Thank you.