- J
Update: Moved previous updates down as they are no longer relevant with a longer one explaining the new developments. This Fundraiser is running of the original premise of trying to save the house now. Should we not get enough I will be refunding all donations immediately.
I would also like to push out a thank you to all those that commented and gave support on the video for our situation. You guys really helped give me strength and cleared my head. Especially want to thank those who gave great and detailed advice. I was in such a panic over all of this that it really helped give me a direction on what can and can't be done and helped ground myself.
Here's a video explaining everything as best as I can:
Hi my name is Fenia and I'm making this in need of help. Our financial situation is in a pretty poor state due to our business going under during Covid as well as some poor financial advice and loans ontop of an accident with my parents which made it worse. Currently all three of us due to various medical issues have been unable to work and unable to have an income. On top of this we likely only have a few months to raise this money.
I'm currently a trans woman living with some underlying health issues we haven't been able to figure out that cause me Fatigue amongst other things while my parents are both recovering from their accident and concussion. Due to this we have all been unable to have an income and the debts piled up.
Please, help me and my family save our house and get back on our feet. If you do not have the disposable income for it just share it with your network, I do not want to put anyone else in debt to get us out of it. We appreciate any help you decide to give us. If you do not feel comfortable with this fundraiser also do not donate. I want to emphasize I do not want anyone going out of their way or feeling pressure to donate.
Disclaimer: Numbers and details are somewhat altered to preserve anonymity as we need to keep anonymity for a lot of the people we're talking to. If you know me then please discuss it with me on Discord linked in my channel in a private message. Do not comment any personal details.
We're losing our house likely in the near future. Not being evicted but being forced to sell it or pay a large amount. This is my childhood house that I've lived in for 20 years and we wanted to keep forever. On top of this we have to somehow clean the entire house with three disabled people and move all our stuff out. Our only option is a cheque of ~200k CAD or sell the house. So thats been affecting me and my family a lot. Likely won't be able to stream or anything if we do move since we'd be in an apartment/condo with neighbours and small space. Its also not a good market to sell during so we likely get less than we would. Our house is in disrepair that we haven't been able to afford repairs or renovations which will likely make it worse. Worse is that to be debt free completely we'd need closer to ~290k CAD. This includes utility bills, other long standing debts, and credit ones. If we're able to achieve that and keep the house we'd actually be able to live our lives again and try and build up from scratch after 10 years of dread, stress, depression, and medical issues. I know its a stretch but I just had to try something and this is all I can think of.
Honestly really heartbroken over this and trying desperately to think of a way out but its just a lot of money and feels impossible. Its the house I grew up my whole life in, the house where our dog grew up (she passed in 2020), the house we built up. All our memories and moments are in this place and all our hopes for the future. Due to our circumstances, the house likely goes and we pay off our debts and then have to build up again. This is all doable and likely a good route however, we never wanted to sell the house and it hurts that due to a series of unfortunate circumstances we ended up in a spot where we're forced to.
It doesn't help that after my parents accident all of us aren't really able to work and the job market is horrible on top of it. None of us are wanting to part with this home as its always been our forever home. Also, being 3 people unable to work currently we're afraid of what comes after because after we sell it we still won't have an income. Atleast with a house we can do things like dog sitting using the house.
My parents are also recovering so potentially they're able to find something or I recover and am able to find something. Especially since my condition has tied to insomnia and I have had to have such a specific setup I feel my condition will just get worse. I want my parents to be able to be free of the stress they've held for so many years of wheres the money coming from. They immigrated to Canada ~28 years ago and lived in this house for more than 25 years. We've had to live in constant stress for the past 5+ years and I want them to be able to live their life with less stress for once. As do I for myself and to be able to stay in this house that we have built up over 20+ years. A lot of my setup has been built up in this space and wouldn't be possible any where else. Haven't had a phone for years and my laptops fans have been dead but I'm able to function due to being in the cooler basement in a house detached enough for me to stream whenever. We've tried our best to live as frugally as possible over the last 5 years.
We have considered really hard as selling the house is a way to remove the debts but we feel as though we're losing something incredibly significant to us for it. On top of that we do not really have any close contacts to help us so its a mountain of work and more specifically labour for us to do. So this is the reason for the GoFundMe.
My goal is atleast enough to keep the house. Any more will go towards the remaining debts. We need to be able to hit the minimum goal (200k) as if we don't we have to sell the house anyways. They're asking us for it all at once so its either hit the amount or still lose the house. If we do not hit our goals I will likely just be refunding as the house is gone anyways and we've only been given the option of full amount or nothing. We neither wish to live lavishly nor profit off of others so at that point the house sale will be how we start over. I do not wish to take advantage of anyone's generosity nor hard earned income.
I have my own debts but I honestly just want to save the house and give my parents their future. None of us need to live lavishly we just want to live. We've tried so many things such as disability, grants, job search, and nothing has come through. Even the accident case, the insurance company isn't actually responding to us so it may take multiple years to even get what my parents are owed. On top of any legal fees we may end up paying. So once again I ask, if you're able please help us save our house and get back up!
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Update 3 on Previous Updates:
Due to some miscommunication between the letter, us, and all parties involved we were given the impression we were being evicted within 7 days with no other recourse. This ended up not being true and was just phrased in a way that makes it seem so in the letter. After having a chance to confer with our legal counsel we learned that isn't quite right.
Our timeline actually has not changed and it was just them exercising that should we fail to sell the house they will ask us to vacate so they can. I understand this is a very different message than my initial so I apologize. That being said we're still going to be losing the house and everything I said above is still true. Our debts piled up due to the business, poor business advice, and then the accident which made it so none of us could have an income. The amount also has not changed for us to be debt free. At the very least though we are not going to be on the street within mere days.
The goal would still be the same, saving the house and being able to build back up over time. I want to take this time to thank the people who sent kind wishes and support for the situation as well as very needed advice on how to proceed. If I'm honest I was in such a panic I was barely able to think straight and all of that helped me clear my head some and feel like I can keep going. I even want to thank those who had real skepticism and criticism as it helped me with thinking about our situation.
UPDATE (Outdated): We're now being given less than a week to raise this money or be evicted. If you can donate PLEASE do. At this rate my family and I will be homeless.
UPDATE 2 (Outdated): We're currently trying to find a way to extend the period from less than a week to however long we can. There's a few options but all of them have a risk of failing so we're trying what we can. The best case would extend it by a year but also incur more debt. None of the options are great. In the case we're evicted we'll be using the funds to stay afloat and find a place to stay.


