Hi, my name is Melissa and I’m 69 years old. I have 2 grandsons that lost their mother on October 12, 2023. She was ill for several years. She finally died from multiple organ failure. I cannot afford a full blown funeral so I’m opting for the minimal I can afford. I would like to be able to set aside some money for their future and to make repairs on their/our home. I’m getting older and have had some of my own health issues. (Open heart surgery last year.). I feel pretty good but I know my best years are behind me. I don’t have the earning power I once had. There are a lot of little things that need to be addressed and I would like to be sure my boys will be taken care of. My grandsons are 16 and 5. I will be 82 when my youngest turns 18 and I worry about his future..These boys will inherit everything I own. I’m the only person they have.

Thank you for hearing me. ❤️