Our  Friend, Marion, was the caretaker for her 86 year old husband (Jerry) who had Dementia.  One evening in June, 2017, while watering her flowers, she fell and broke her leg.  Since she was unable to continue caring for Jerry, he was admitted to the VA Hospital in Washington, DC.  In October, Jerry died.  Two weeks later, the house they had shared for more than 40 years burned down.  She has a Homeowners Policy which is taking care of the replacement of the home, which has been worked on since late spring.  Then we had very heavy rains in July for many days, and the foundation of the house began leaking.  Work on it was stopped.  Work cannot continue until the basement walls are waterproofed.  The cost is $13,000.  No one lives on retirement alone, and the only additional money she has is what she uses to supplement her retirement income. At 86 years old, she wants to be able to move back into her home, which she cannot do until waterproofing is completed and the building contractors completes the reconstruction.  The flooding is not covered under her Homeowners Insurance.  The $13,000 to pay for the waterproofing would help her immensely.