Help Jamie Overcome $3,000 Debt

Over a year ago, I lost my job working at Sephora. It was sudden and unexpected. At the time, I had opened my first credit card to start building credit and eventually rent my first apartment! While working for Sephora, I was also convinced to open a Sephora credit card in order to drive up my metrics. Once I was fired, I had no real source of income and was unable to pay even my monthly minimums.

I'm now sitting at a debt of just over $3,000, most of which are late fees accrued from being unemployed. My credit score is below 450, and I'm unable to find any sort of employment in the current job market. I'm reaching out to my community to help me escape my crippling financial debt in any way they can.