Hi, my name is Andrew. I am sorry if I am writing too much, but I feel it is best to explain what is happening in full detail.
Yesterday my family and myself were informed by our landlord that he was planning on selling the home we are renting from him. He gave us 30 days to have our stuff moved out. We were completely shocked as he never even mentioned once that he was planning on selling the home which would have given us a little more time to prepare.
With that being said, my family and myself were thinking that maybe it is time to buy our own place, but we don’t anywhere near enough money for a down payment as we live paycheck to paycheck. My mom is on disability and my dad and I work about 50-65 hours any given week. I currently have 3 jobs trying to help ends meet.
The medical bills that we have are very expensive and most of our money goes to either medical bills or regular bills. My has been especially tight lately which has made me late on a couple of credit card payments lowering my credit score which makes me need a bigger down payment.
Which brings me to my request on trying to get enough money for a down payment on a home. We are going to try to fight our landlord for more time. I have already starting making headway on my credit cards and have most of them paid off but my credit is still terrible. There are almost no places in our area that are for rent that are within our price range. We also have our dog Cooper who is a Golden Retriver and not many places are willing to take a big dog like him so renting has been very hard.This is why we were thinking of getting assistance for a purchase on a home because at least if we are paying a mortgage we would eventually own our own home, and we cannot give up a member of our family like Cooper
I am sorry to ask whoever is reading this, but it would mean the world to me and my family if someone could help us. We are also trying to save on our end, but it has been very difficult to do so on our own.