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UPDATE 2/12/2020: With my move to McEwen two and a half months ago, I had thought and believed my money troubles were over or soon would be. I still think so, but it's taking longer than I expected. Because of being "in the hole" with so many people and businesses, getting caught up is eating up everything I am saving by paying cheaper rent! Also, now that I am a good 60 miles out of Nashville, it takes a lot of gasoline to make the trip there and back. I have been doing deliveries for PostMates since April 2019, and to get any business at all, I have to be in Nashville. With paying for gas there and back, I've been barely breaking even with my deliveries ever since I moved on December first. I am trying to find a work-from-home job that I can do part-time, but am limited in my physical abilities because of my medical issues. Disability also limits my earnings, but if I could earn the maximum allowed, I would indeed be fine financially!
The most immediate concern is the $329.91 I owe Verizon Wireless. That amount would get me current with them and avoid having my phone service interrupted. I no longer have a land line, so my cell phone is my only means of communication with the outside world. It's also how I earn money; I use a PostMates app on my phone to receive delivery information, and I need to keep doing PostMates until I have something to replace it.
Less urgent but still important are the following: the approximately $350.00 I still owe Packard's Shell for work done on my car last June, $330.00 plus probably a couple of hundred dollars in late fees that I still owe my counselor, more than $2300 I still owe my former landlord, utility bills for where I moved from, and car insurance! I can give more details if you want them.
As before, I am embarrassed and ashamed beyond belief to need to ask for help yet again. I feel like some of you are starting to think I don't know how to manage money, or that I'm "crying 'wolf'" too often. I am 56 years old and lived on my own for a long time and did absolutely fine financially. It wasn't until I wound up with several medical problems and no insurance (meaning I'm paying for all my medications out of my pocket!) and ran out of money that the trouble started. I promise I'm not as careless or irresponsible as I probably appear, and I do not spend money foolishly. It's just that I got in over my head with credit cards, all of which have cut me off and closed the accounts, while waiting for disability benefits to start, and since then, have not been able to get back on my feet.
At last count, I have over 2400 Facebook friends, and there are some that I helped out when I was able and they were in need. If even half of you could send as little as $5, it would help a great deal!
By the way, some of you dear angels sent help directly to me before, rather than going through this Go Fund Me site, so any of you who would like to do that again, please note that I moved to McEwen, TN, on December first, and get my new address (privately!). Also, I have Pay Pal and Venmo, so you are welcome to use those - just look up my email address, [email redacted].
If you aren't able to help financially, I totally understand! Please pray for me, that I will have the money I need to take care of all my obligations, and also my depression has been really bad lately. Moving to McEwen has saved me a lot of money, but it has also isolated me, and I find myself bored, lonely, and depressed, as well as broke, a lot of the time. Thanks in advance!
UPDATE 4/8/2019: Hopefully this will be the last time I'll need to ask for help! I should begin receiving benefits about a month from now! However, at this moment, I have yet to pay my rent for April, pay my electric bill which is due 4/12/2019, or pay two of the three credit cards I've been living on these past months! So again, I ask for any help that you are able to give me and I thank all of you in advance!
As before, PLEASE use discretion if you choose to share this! I have carefully picked and chosen who can see this, so please do not share this on social media; share only through private messages and private emails! And please do not mention this to anyone that we both know, since I am doing my best to keep it private! I fully expect harsh judgment, and I am trying to keep this away from those who would judge me! With my depression issue, I am already down on myself enough! With over 2000 Facebook friends, even excluding those I will not allow to see this, if everybody could put in a tiny bit, that would help me get my rent paid! Thank you all!
I am embarrassed and ashamed beyond belief to have to do this! Most of you know that I suffer from depression, a sleep disorder, type 2 diabetes, and other medical issues. Because of my medical issues, I have had to apply to receive disability benefits. Thankfully, I got approved recently. However, because of a rule about having to wait so many "calendar months," I will not begin receiving benefits until May 2019! Meanwhile, I have run out of money!
My rent is $1100 per month, and before you go into shock or tell me I need to find a cheaper place to live, let me tell you that is cheap for Nashville! An apartment smaller than the house I rent is $1300+ per month!
Thankfully, I have a credit card with a high limit and am able to use it to pay utility bills and purchase medication. Needing so much medicine and having no insurance is what has run me out of money. I spend more on medications each month than I do on rent! I would have a significant amount left had I not had to spend so much on my medical issues!
I expect to get a lot of harsh judgment from certain people, being told what I should have done or asked why I haven't done certain things. It's too late for that! Had I known about the "calendar month" rule, I could have started saving some time ago, but I only learned about that in October when I received the news that I had been approved for disability benefits.
Meanwhile, I need to get my rent for November paid ASAP! So I come to all of you asking for your help! I am checking into local agencies that can help, to take care of future months.
Please use discretion if you choose to share this! I have carefully picked and chosen who can see this, so please do not share this on social media; share only through private messages and private emails! And please do not mention this to anyone that we both know, since I am doing my best to keep it private! I fully expect harsh judgment, and I am trying to keep this away from those who would judge me! With my depression issue, I am already down on myself enough! With over 2000 Facebook friends, even excluding those I will not allow to see this, if everybody could put in a tiny bit, that would help me get my rent paid! Thank you all!

