Dear Hive, Last week, a plumbing failure in my house caused a significant sewage back-up into my basement. While insurance will cover a portion of the major damages, it will not be nearly enough, and I am at the end of my finances.

Aside from solving the plumbing problems, there is a massive clean-up necessary, along with asbestos abatement. Any help you can provide will be greatly appreciated. Right now, my house is a "biohazard area".

Funds will be used to cover any costs that insurance won't cover, including personal items, clean-up, deconstruction of walls and such, reconstruction of walls and such, dumpster hire, and whatever else turns out to be required.