Won't give up

32777946_1536496601998446_r.jpegI thought that admitting  to myself that I needed help was the hardest thing I've ever done. I was wrong. Asking for help is probably the hardest thing never done. Unfortunately, I have reached a point where I have no other options. Over the past several months I have been thrown curve ball after curveball, jumped through hoops, overcame obstacles, and faced a tremendous amount of hardship. Through it all I have had an "I've got this; it won't stop me" attitude. If you see me in my day-to-day life you may have heard about some of the things that I've gone through, but it was probably in a "you're not going to believe this crap" sort of way, not "Pity Me, I need to be rescued" sort of way. From problems at home to my car blowing head gasket to facing the prospect of the company I work for shutting its doors to the guidance counselor at the high school not turning in the paperwork for Skylar's life scholarship so that I had to cover the cost of his classes, I have just set my goals and kept plugging away. I've been fairly lucky. When my car blew its head gasket, I had a friend with a spare car. I've been able to give her $50 a week to use her car. After a good deal of worried, I have officially been moved to work at home so even when the building closes this Thursday, I won't lose my job. Although, if I have to move, I may lose my job anyhow. The biggest thing that I've been dealing with that has put the most stress on me though is the loan I'm trying to get for my home. Due to the hours I have been working, I chose to try and get my loan through Quicken Loans so that I wouldn't have to miss work. I believe that was probably my first mistake. After months of them telling me that we're nearly there, the closing date is... and then calling me back a week or so later with a reason that it wasn't- sometimes with something that I had no control over and sometimes because of something they should have told me previously, it finally culminated with them telling me that, after receiving three months of all of my business paperwork for Mother's Blessings- bank statements, profit-loss sheets, what have-, that they can't even use my business income towards my loan so they need to redo it as an FHA loan and I need to put down at least 5%. Needless to say, at this point I have lost all faith in that bank. It is their job after all. Quicken Loans does nothing but loans. Should they not know in advance that they cannot use my business income for an FHA loan if it has not been an established business for 3 years? So last Monday I took an extra long lunch break and went to another bank because, since I have to redo the whole loan anyhow, I'd rather not work with Quicken Loans. This weekend I received a message from the person that I'm buying my home from saying that they want us out by September 30th so they could put the house on the market. I can't say that I blame them because it has been an incredibly long drawn-out process, but what this essentially means is my children and I are losing the house that we've made a home. We're losing the plans that we have set for our future. This property is everything that I need. It is exactly right for me and I have so many big plans and goals set based around it. That's why I'm asking for help. I cannot lose this property. It is my home now. It has all of my goals and dreams tied up in it. I just want to turn my monthly rent payment into a mortgage payment. It should not be this difficult. I have about a week and a half to get this money together so that I can get this loan through by the end of the month. If I could just get a hundred people to please donate $40 it would cover the 5%. I don't want to ask for help. I don't like the thought of getting donations, and for each one of you that does help me with this I will make you a piece of my gemstone jewelry.  Help me not lose my home. Help me turn my dreams into reality.
  • Pam Alexander 
    • $50 
    • 36 mos
  • Ashley Rondeau  
    • $40 
    • 37 mos
  • Helena Rudolph 
    • $40 
    • 37 mos
  • Pam Alexander 
    • $50 
    • 37 mos
  • Wendy Walsh 
    • $100 
    • 37 mos
See all

Organizer and beneficiary

Farrah Johnson 
Organizer
Abbeville, SC
Skylar Hanks 
Beneficiary
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