With humilty and gratitude.
Donation protected
I will try to make this brief but hopefully informative. I lived in California for 20 years and laid of in 2015. In the hight of techboom, no jobs I qualified for. After struggling and trying to start a business, the business failed. I lost all my savings, my car and most of my household belongings. I returned home to Arizona in 2017. I struggled to find good work and took as many jobs as possible and remained underemployed. My brother gave me an older car that had been passed around a few family members. I did delivery gigs, worked retail and odd jobs while looking for full time sustainable employment. I went on Medicaid to help with medical care and to manage my HIV. I finally found a decent job with moderate but stable pay with overtime availability. I have struggled and worked and saved. Then I had the tax debt hit both federal and state from failed business which I’m making installment payments on to fulfill my obligation.
Because of my income with my job I no longer qualify for Medicaid and in order to receive assistance to help cover the huge cost of antivirals, I needed to enroll in my very small (employee size) employer health offering which will cost me an additional $200.00 each month. I pay my family room and board of 600.00 per month. Now I’ve just had to pay over $1,700.00 for car repairs on the older vehicle that gets me back and forth to work. I had to borrow and additional $300 for the remaining repairs as the costs ate what I’d been able to save. Add that to an additional 200 for health insurance, deduction for IRS tax debt 2 times a month 600 per month room and board, gas, laundry,vehicle insurance, my take home pay is next to nothing. My family is also struggling and I help to care for older family member, which means getting another part time job to make up is not feasible, at least in the immediate short term. Due to business loss and loss of savings, my credit has also suffered which prevents me from obtaining traditional personal loans.
$3000.00 would help me fulfill some of the tax obligation which would reduce the amount of interest and fees I’d end up paying. I have relied so heavily on family and friends over the years and they have been so supportive, I just know if I could payoff one of these tax loans, it would relieve the stress and worry I’ve been toiling with over the last 3 years in doing all I can and always being a day late or dollor short.
I know my story is not unfamiliar, nor unique. Life is what happens while we make other plans, I understand, but this has been a really long storm and I’d love to borrow an umbrella.
It has been with humility and gratitude to even write this post and make this request.
I am a person that always helps other where and when and how I can with only the expectation of the kindness being moved forward. I only am throwing this out in hopes that I have the honor to also pay it forward.
Thank you for reading.
With gratitude-
Because of my income with my job I no longer qualify for Medicaid and in order to receive assistance to help cover the huge cost of antivirals, I needed to enroll in my very small (employee size) employer health offering which will cost me an additional $200.00 each month. I pay my family room and board of 600.00 per month. Now I’ve just had to pay over $1,700.00 for car repairs on the older vehicle that gets me back and forth to work. I had to borrow and additional $300 for the remaining repairs as the costs ate what I’d been able to save. Add that to an additional 200 for health insurance, deduction for IRS tax debt 2 times a month 600 per month room and board, gas, laundry,vehicle insurance, my take home pay is next to nothing. My family is also struggling and I help to care for older family member, which means getting another part time job to make up is not feasible, at least in the immediate short term. Due to business loss and loss of savings, my credit has also suffered which prevents me from obtaining traditional personal loans.
$3000.00 would help me fulfill some of the tax obligation which would reduce the amount of interest and fees I’d end up paying. I have relied so heavily on family and friends over the years and they have been so supportive, I just know if I could payoff one of these tax loans, it would relieve the stress and worry I’ve been toiling with over the last 3 years in doing all I can and always being a day late or dollor short.
I know my story is not unfamiliar, nor unique. Life is what happens while we make other plans, I understand, but this has been a really long storm and I’d love to borrow an umbrella.
It has been with humility and gratitude to even write this post and make this request.
I am a person that always helps other where and when and how I can with only the expectation of the kindness being moved forward. I only am throwing this out in hopes that I have the honor to also pay it forward.
Thank you for reading.
With gratitude-
Organizer
Brett Alexander
Organizer
Tempe, AZ