My husband's first wife, Kim McManus who lives in Georgia, fell on hard times - both literally and physically! Having multiple health problems with her liver, and walking problems, as a waitress. She has fallen behind on many financial obligations, including her electricity, real estate taxes, and car payments. So she has decided to prepare her home to be sold as soon as possible. In the course of cleaning her back door windows, she lost her balance and fell off the stoop. She was taken to the emergency room where they determined that she broke a part of her shoulder. Now she is in a lot of pain and will not be able to work for several weeks or months. She is the only person in the home that makes money to pay the bills. Now she won't have money coming in due to the broken shoulder! She has placed her home on the real estate market and just needs some money to pay bills and keep the lights on until the home is sold.