Merry Christmas and a happy new year to you and your loved ones.  I had made a lot of progress in getting out of my financial mess and now have a new major problem.  I had another auto breakdown after paying a large sum to repair the car after my accident.  And now I have a major leak in the roof of my house which comes right into my bedroom.  It is already affecting an almost 3 foot diameter circle of my bedroom ceiling. MY ROOF IS STEEP AND NARROW  (AND VERY HIGH OFF THE GROUND IN SPOTS) AND YOU NEED A LADDER AND SPECIAL EQUIPMENT TO GET TO IT AND DO THE WORK OTHERWISE I WOULD DO IT MYSELF.  A leak in that spot may just be indicative of a greater problem.  Help me save my home.  Many blessings to all of you.