I NEED A MIRACLE!
Donation protected
DO YOU BELIEVE IN HELL?
IF NOT, you might after reading this !!
I’m about to LOSE EVERYTHING, if I don’t pay my bills, immediately!
I need $985.10 by this WEDNESDAY!!!
If I don’t pay $985.10 by June 26th,
my Public Storage Unit with all my personal belongings and oil paintings will be SOLD at AUCTION!
And, if I don’t pay $2,193.28 immediately, my car may be REPOSSESSED ANY DAY!
Plus, my car needs more than $2,500 worth of repairs before it will PASS SMOG and I can RENEW the REGISTRATION!
I NEED MY CAR TO DRIVE UBER!
I also need to MOVE TO A CHEAPER, SAFER PLACE!
HOW DID THINGS GET THIS BAD?
I’LL TELL YOU …
I have had a series of unfortunate events. And, every time I am about to recover from one catastrophe, another, even worse catastrophe happens. It has truly been a SEASON OF HELL!
I just need to SURVIVE this SEASON of STORMS! Because this has not been a single storm, but an ENTIRE ICE AGE! And I am TIRED. I simply don’t have the strength or money left to keep fighting for myself.
I truly have NOTHING LEFT. In fact, last week the girl at the Front Desk loaned me $1.38 for my Rent because I just didn’t have it. If you added all the money, in all of my accounts, it didn’t add up to $1.38. And you can’t transfer or cash out less than a dollar.
I hate that this basically amounts to a SOB STORY, but you simply won’t understand my predicament unless I tell it. So, here goes …
First, this season started before COVID. I moved back to Las Vegas from California to help my mother care for my father. He had Diabetes, Cancer and Kidney Failure. Ironically, the Cancer was the easiest to deal with. He went through chemotherapy, which was horrible, but he survived and was cured. But the Diabetes and Dialysis was a living hell. He was consistently having amputations that made transporting him to and from Dialysis progressively more difficult.
My mother, who weighed all of 95 lbs simply couldn’t do it on her own. So, I gave up everything to help.
But eventually, they had nothing left to amputate. And the Dialysis was taking such a toll on his heart, that it eventually gave out and he passed away.
This left my mother alone. And all the efforts to take care of my father had taken a toll on my mother’s health. She had a hyperactive thyroid or Grave’s Disease which made it almost impossible for her to put on weight. But in caring for my father, she contracted C-Diff. Which sent her on several courses of harsh antibiotics. These extreme rounds of antibiotics eventually killed her kidneys and she too ended up on Dialysis. The constant infection caused her blood pressure to drop. She was given too many Pressers to keep her blood pressure up which caused her a Stroke. She lost lung function after the stroke and was on a ventilator. This entire time, I was her caregiver and Power of Attorney.
Making “Life or Death” decisions for my mother on a daily basis took its toll on me mentally, emotionally, physically and worse than anything, spiritually. I still suffer from PTSD from this ordeal. I take medication every day to help me handle the PTSD and Chronic Fatigue Syndrome that I developed from spending 16 hours a day, every day, for 6 months in the hospital at her side.
It took 6 months of haggling with the hospital administration, filing legal complaints and eventually, an attorney; just to get her transferred out of the hospital that gave her too many Pressers and caused her stroke. I was literally fighting with the devil to get my mother out of a hospital that only cared about her excellent insurance coverage and not one bit about her.
Tragically, by then, they had done so much damage to her, that she would not survive. Despite all my efforts and all my prayers, my mother and my Best Friend passed away.
The only silver lining was that when my father passed, my little sister was 3 months pregnant with my niece, Iris!
And when my mother passed, my sister was 3 months pregnant with my niece, Rosie!
But unfortunately, while my sister was on maternity leave with Rosie, she lost her job as an Executive for one the largest Entertainment Corporations in the world. In fact, her entire department was eliminated. This was due to a major tragedy that occurred. It involved literally hundreds of victims. A Class Action Lawsuit was leveled against this corporation. After this lawsuit was settled, the corporation was forced to restructure and sell several properties, This meant the elimination of my sister’s entire department.
This flooded our local market with highly qualified executives. So, my sister was forced to relocate to Seattle for work. This happened just 2 weeks before the start of school. So, I went with her to Seattle to watch her 2 daughters while she started her new job and tried to find an after-school program for her 5 year old, Iris. And daycare for her 5 month old, Rosie.
I stayed in Seattle watching my sister’s children for 6 months. I had hoped to stay longer, but the cloudy, rainy weather made my PTSD, Depression and Chronic Fatigue Syndrome worse. My vitamin D levels were critically low, even with supplements. So, I moved back to Las Vegas hoping the sunny weather would improve my mental health … and it did.
When I returned to Las Vegas, I had secured work through a company that helps you find work with professional sports teams in your area. So, I was about to start part-time work at games for our local soccer and baseball teams. And I had even landed a spot working for a major MMA sports league. I was so excited.
But before I could even start, COVID HIT! A complete quarantine ended all these new opportunities before they even started. The only work I was able to do was rideshare driving. Which has been a total blessing!
I love the flexible schedule and being in control of my earnings. I get out of it, what I put into it and I’m good at it. I love my city and living here for 52 years has paid off. I know the roads like the back of my hand and my riders love hearing about the history of Las Vegas from someone who was here and lived to see all the changes personally.
I make really good money. Twice what I made as a teacher. I was a teacher for 12 years. I have 2 Master’s Degrees, but my Driver’s License makes me more than twice the money. The problem has been my EXPENSES and horrible UNFORESEEN EVENTS!
When I came back to Las Vegas from Seattle, the entire city was under a complete quarantine. So, the only place I could find to live was with a bunch of roommates. There was a couple that owned 2 new houses and was renting out rooms to people stuck without a place during the quarantine. So, I was rooming with 2 soldiers, a trucker and 2 construction workers.
Eventually, we were notified that the “couple” who was renting us the rooms were not the real owners. They were renting the houses and subleasing to us, without us knowing. Now, they were gone with the wind. We were given 30 days to leave. But we had paid this couple 3 months rent to move in. This included 1st and Last month’s rent and a Deposit which we obviously never got back.
Fortunately, my brother and his wife were moving into a new house for more room. And since I had signed the lease for their apartment, I was able to move into their apartment when they left. My older sister moved in with me and split the rent, which was a much needed financial break.
Just as I was starting to recover financially and started getting my credit score back up, I was in a car accident. I was hit by a drunk driver!
There were no injuries, but my car was totaled! It was mostly just an inconvenience because my insurance handled everything.
However, I was forced to get a new car. I was happy to find the car of my dreams, even in my favorite color … GREEN! It meant going out of state, but it was worth it to get my Green, Dream Car.
I would have car payments for the first time in years, but with my new “low” rent, I could afford it. Just a few months after I got my new car, someone broke the passenger window and stole my wallet!
It was in broad daylight. There were people and surveillance cameras all around. The police came. They checked the surveillance cameras. The thief is caught on camera. However the license plate of their car is obscured. Someone found my “empty” wallet at another location and returned it to me. I filed a police report, but have never heard anything back.
Luckily, they did not take my cell phone. So, I was able to shut down most of my debit and credit cards before they could steal much. But they were able to get food at McDonald’s, fill their gas tank and drain one of my accounts before I could shut them down.
It cost me $500 to get the car window replaced, but the painful part was having to shut down all my accounts and wait for new cards in the mail. In the mean time, I struggled to make even simple purchases for food or even gas without a physical card and I need gas for my work as a rideshare driver. Not to mention changing all my passwords and having to get a new Driver’s License.
Just as I was starting to recover from this event, it happened again!
The owners of our apartment sold the building! The new owners wanted to renovate. So, we were told that we had 30 days to leave. They offered us a newer, more expensive apartment. But wanted 3 months rent (1st and Last, plus Deposit) to move in. We’re talking close to $4,000 to move across the hall.
Neither my sister nor or I had that much money, so we were forced to move. My sister moved in with a friend from church, which left me on my own.
I was forced to move into a weekly hotel. It was only $400 to get in and no credit check required. Only $400 to move in, but at $320/week, MY RENT HAS MORE THAN TRIPLED!!!
This made my car payments even harder to make.
But as simple as moving seems, even this was wrought with tragedy. I was forced to move on Halloween night. This is usually a big money and tip night for me driving Rideshare but I was forced to miss out on this money. I pulled up to my new apartment in my U-haul late at night and started moving in.
My apartment is on the 2nd floor. No one was outside except the security guards doing their rounds on the ground floor and my next door neighbor. He was taking boxes downstairs as I was taking boxes upstairs. It was the end of the month, so I assumed he must be moving out at the same time I was moving in.
I was exhausted. I had just loaded my truck myself and now I was unloading it myself. I was up and down the stairs numerous times and my asthma was kicking in. So, I sat down to take a break and check the time. I knew it was after midnight, but I wasn’t sure how long I had been working.
I had put all my things in a Halloween bowl that was on the counter. But when I looked in the bowl for my iPhone, it wasn’t there. I looked everywhere, but I couldn’t find it. Then, I thought maybe I left it in the front of the truck. I went to get the U-haul keys but they were gone too.
EVERYTHING WAS GONE!
Not only my iPhone and the U-haul keys, but also my wallet was gone (again) and … the keys to my brand new, dream car!
EVERYTHING WAS GONE!
I knew it had to be him. The next door neighbor. Not only was he the only one out, but he was the only one close enough to my apartment to go in and out fast enough without me noticing. I knocked on his door but he never answered.
I went to the front desk and reported it to security. They let me use their phone so I could call my sister and she bought me a prepaid phone the next day. We tried “Find My iPhone” but it did not work. The thief somehow disabled my phone. Til this day, it still shows, “No Location Found”.
After my wallet was stolen, the first time, I bought an Apple AirTag for my new wallet. It doesn’t show at all. I was told by Support that they must have pulled the battery. It works if your wallet is “lost”, but if it is “stolen”, it can be disabled.
So now, without a phone, I couldn’t disable or lock my cards. The thief drained ALL of my accounts!
Once my sister brought me the prepaid phone, I saw that my cards were being used all over the East Coast! New Jersey, South Carolina, Chicago … you name it!
And even though the banks reimbursed my money, it would be weeks before I could access any of my own money!
Not only did I have to wait 10-14 days to get new cards in the mail and activate them, but even when I did this, some of the cards still would not work at Point of Sale. Because there were Fraud Alerts on my accounts they still did not work. I had to wait up to 30 days for some of the Fraud Alerts to drop off of my accounts!
So, without any “physical” cards and with Fraud Alerts on all my accounts I COULDN’T DO ANYTHING.
I couldn’t get FOOD, GAS or ANYTHING!
Which also meant, I COULDN’T WORK!
Even Pay-At-the-Pump, Google Pay and Apple Pay were useless! Because they were all attached to accounts that were on Fraud Alert! I couldn’t even go inside my bank to withdraw money in person, because I didn’t have identification! My Driver’s License was in my stolen wallet.
Luckily, I had a spare key and remote to my new car.
But, I couldn’t even return the U-Haul because the keys were stolen. Once I was able to contact them, they sent out a locksmith who made me a new key. It cost me $75. If I had not paid $15 for the insurance, they would have charged me $250! Even so, I still got charged for an extra day because of this thief.
I also had to have the lock changed on my apartment door the same day I moved in because the thief had a copy of my apartment key on my stolen car key ring.
Again, this would have been a $75 charge, but the Front Office waived the fee because I was burglarized in their apartment before I could even finish moving in!
And this person, til this day, STILL HAS A KEY & REMOTE TO MY NEW CAR!!!
It will cost me $1,600 to get a new key with chip and get it programmed because the car is a foreign import. In addition, I need to get another locksmith to change the physical lock and laser cut a new blade key. I can’t afford any of this. So, I just have to HOPE this person doesn’t want to steal my car.
So, I had to start this entire process all over! Closing accounts, resetting passwords, requesting and waiting for new cards! I had to spend another $500 to buy another used iPhone! Using iCloud, I was able to recover access to most of my accounts.
I say, “most” of my accounts for a reason.
I still, to this day, can not access my Facebook account. Because I had two-step verification attached to the Google Authenticator on my “old” phone, and since I no longer have my “old” phone, I can never get back into my Facebook account. The accounts on the Google Authenticator on my “old” phone don’t transfer to my “new” phone. And every “recovery” method I’ve tried (even the ones that are not supposed to need it) eventually ask for this 6-Digit Code at the end. I can’t access this code because it’s on a phone I no longer have.
And to make matters worse, this person has falsely reported me for breaking Rules and Community Guidelines and now my accounts have been suspended on “X” and I am not even allowed to open new accounts. I file an “appeal” every day and still have not received a single response.
THIS HAS BEEN A NIGHTMARE!!!
Waiting for reimbursements, new cards, Fraud Alerts to drop and accounts to clear meant ALL OF MY BILLS WERE PAID LATE!
This meant Late Fees, Lien Fees on my Storage and added Interest!
So, now my car payment is (4) Months behind and “At Risk of Reposession”. My Storage Unit is (2) months late and is “Going Up for AUCTION” on the 28th of this month! And my CAR INSURANCE has been CANCELED! So, I am also facing $250-$1,250 in FINES for LACK OF INSURANCE! And DMV LATE FEES & FINES!
Ever since, this last incident I have been working non-stop, 12-16 hours a day. All I do is work, sleep and eat. Nothing else. The only days I have taken off have been when I have been so exhausted that I simply don’t wake up until the next day.
I CAN’T AFFORD ANYTHING!
I had to work (2) Weeks without a day off to afford toothpaste! I haven’t been able to buy my Diabetes Test Strips or filters for my CPAP machine, so I feel horrible most days.
My older sister brings me food and loans me gas money when I need it. I have been surviving on the Rewards & Free Food I’ve earned in Fast Food Apps!
Now, my “dream car” has broken down and needs Smog repairs. It has a Check Engine light so I can’t even get it smogged or renew the Registration.
Now, I am renting a car just to keep paying my $320/week in rent.
The $500/week for the rental car is the money I would normally use to pay my bills which are now ALL BEHIND.
I can’t get loans because my credit is destroyed and because of this situation I wasn’t able to pay off the loans that I already had.
Now, I AM DESPERATE!!!
In just a matter of days, I WILL LOSE EVERYTHING!!!
My car is about to be REPOSESSED!
My Storage Unit with all my personal belongings and paintings is going to be AUCTIONED OFF!!!
And even if I keep my car, it needs SMOG REPAIRS!
It has 3 broken hoses and 3 bad sensors that triggered the Check Engine light. I can’t afford these repairs no matter how much it costs.
I simply don’t know what else to do?
I have NO OTHER OPTIONS!
I already applied for the Hardship Program to catch up my car payments once before.
I just know the only thing I CAN’T DO is GIVE UP!
So, I am making the hard choice to ASK FOR HELP.
I have NEVER asked for help like this before.
In fact, this is humiliating. I am so embarrassed. I never thought I’d be struggling at this stage in my life. I just turned 53 and I can’t pay my bills, my car is about to be repossessed, I’m about to lose all my belongings and paintings and I don’t even have a SAFE PLACE TO LIVE!
I don’t even talk to my friends anymore because I am so ashamed. Their lives are going well and I don’t want to be the Debbie Downer who rains on their parade.
My parents were the only ones that I ever truly trusted to have nothing but my best interest at heart, but now they are gone and I don’t feel like I can trust anyone.
They taught me to be self-sufficient and not to rely on anyone, but that has lead to isolation and just hiding my problems. I pretend like I have everything together even when nothing could be further from the truth.
I’m used to being the one who helps others. In fact, I have spent so much of my life helping others, I never had time to take care of myself. I have spent so much time with other people’s children that I didn’t have time to have my own.
I was a teacher, taking care of other people’s children, for 12 years. In 2008, when Wallstreet crashed, I was laid off as an Art Teacher. I got a second Master’s Degree in Kinesiology to teach Physical Education, then I was laid off as P.E. teacher and forced to Substitute Teach. I couldn’t pay the bills.
Then, I worked for Parks & Recreation, but I was cut 40 hrs before the end of a (1) year Probationary Period.
After teaching, I helped my mother take care of my father until he passed away. Then, I was my mother’s caregiver and POA until she passed away. Then, I helped my sister take care of her children until she got settled in Seattle. When I finally had my life back to myself, COVID hit. I’ve been struggling alone ever since.
I have never been married and I have no children. I’ve had my car totaled by a drunk driver and been robbed twice in less than a year. I’ve been cheated out of rent and a deposit and been forced to move with little notice, twice. I live in a sketchy, weekly hotel and am paying $1,300/month to live in a place where I got robbed before I could even move in.
I AM EXHAUSTED!
I DON’T HAVE ANY ENERGY, MONEY OR OPTIONS LEFT!
And most of this is because of people who targeted me. The scariest part is that they were watching and judging me. They incorrectly decided that not only did I have too much, but also that they somehow deserved what I had. It didn’t matter that I worked my butt off to “earn” everything I had.
Like Wyclef Jean says in his song,
“You’re looking at my watch, when my mind’s really the diamond.”
But I’m really concerned that whoever this person is, may be watching me too closely.
Recently, someone called the Front Desk posing as my sister. They asked which apartment I was in?!
They knew my sister’s name! They also knew enough to know where I lived, but not enough to know which apartment.
Just to be sure, I asked my sister and she says it was not her. It makes sense. Not only could she have asked my other sister for the apartment number, but she already has it.
This, along with the tampering with my online accounts has made me truly concerned.
I DO NOT FEEL SAFE WHERE I LIVE!
I can only pray that “no weapon formed against me shall prosper.”
In the meantime, I am trying to drastically cut my expenses by finding a cheaper, safer place to live. But this is extremely difficult.
Not only because I have a bad credit score and no money, but also because the cheapest places are so deep in “da hood” that I would be robbed again, immediately. And I am trying not to be robbed a third time.
And, the safer the neighborhood, the more expensive it is and the higher the credit score that is required. Plus, the Cost of Living has skyrocketed in Las Vegas since COVID. It’s to the point that even the locals, like me, who have lived here most or all of are lives can no longer afford to live here and have been forced to move away.
I have considered roommates or renting a “room” with roommates, but this has also been bad news for me. Living with others can make things worse and add more drama than I can handle. And, I just left a house with 5 roommates and it was HORRIBLE!!! Just keeping the bathroom clean was more than I could suffer.
I just want the smallest, cheapest place I can find in a neighborhood that doesn’t have 24 hour sirens and isn’t on the news every day. It’s a conundrum I am trying my best to solve.
But, I NEED YOUR HELP!
If you have anything … even $1.38 like the lady at the Front Desk who helped me pay my rent, I would appreciate it from the bottom of my heart!
AND, GOD WILL BLESS YOU!!!
Or, if you want something back for your money, which I would understand and you would deserve, please just buy one my NFT’s!
Some of them are expensive but most of them are only a few dollars a piece.
As I have said, I was an art teacher. I went to art school at L’école Marchtuz, in Aix-en-Provence, France for Oil Painting. Oil Painting is my specialty. I have a Bachelors in Visual Arts for Oil Painting from the University of San Diego. So, I have been putting my art skills to use by creating one-of-a-kind NFT’s.
These are Non-Fungible Tokens that are purchased with crypto currency and have value. Over time, they can increase in value and help diversify your portfolio.
Plus, they are just plain FUN TO COLLECT!
Feel free to use this link to browse my collections and/or purchase the one(s) you like.
These are my Most Viewed NFT’s:
These are my Most Recent NFT’s:
So, if you don’t want feel like you are “throwing away”, or giving money away, please just support me by buying one or more of my NFT’s.
It is a “win-win” situation. You buy the NFT that you love, it increases in value and adds to your portfolio, and I can save my car from repossession and stop my personal belongings and paintings from being sold at auction to a stranger who cares nothing about me or my things. And just maybe, I will be able to move to a safer place, sooner rather than later.
Or, if the Spirit of God moves you, and you simply have it in your heart to give. Please give and I, as a child of God, I promise to pay it forward.
Your donations and/or your NFT purchases will go directly to paying these Past Due Bills, Car Repairs and if I receive enough, to moving out of this HELLHOLE!
With your help, I may just survive this ordeal. And, I might just be able to start living the life my parents sacrificed so much for me to have.
Thank you for reading my story, buying one of my NFT’s or deciding to give, whichever you choose to do.
Or, if you prefer, you can send donations to:
CASHAPP: $TheKarolingian
VENMO: @Kimberly-D-Ford
PAYPAL: @KissKimmie
Organizer
Kimberly Ford
Organizer
Henderson, NV