At the start of the year, I injured my knee and was on temporary disability and was paid for 2 weeks. I was off work for 2 1/2 months. On the first day back to work, I had a heart attack. In May, Vince's leg was swollen from blood clots in his good leg and needed surgery to have them removed, so I stayed home taking care of his needs.

Furthering my non-working schedule with no income coming in, I fell behind with our mortgage and hospital bills. We have until June 15th to pay for the previous month's mortgage payments of $1600, or I will be in default of the loan, with a possibility of a foreclosure.