Hi, my name is Jen and I am in desperate need of help. I am disabled, going through a traumatic divorce with my husband not contributing to the mortgage or bills in years, have newly diagnosed conditions I can't afford to treat, I got denied for food stamps because my husband lives in my house (against my will), I just lost my beloved service animal and best friend, Neville the piggy, and my home, where my elderly parents also live on the property, is about to be foreclosed on. I basically cannot afford to live. I need over 25 thousand dollars just to get my mortgage up to date. I also have medical bills past due, credit card debt, car expenses, desperately needed home repairs, medical treatment and prescriptions needed I'm having to put off, need a lawyer, medical equipment, specialist doctor appointments, multiple surgeries I've had to put off, and surgery for my beagle who tore the puppy version of an ACL and is currently using a brace. I have always tried my best to be a good person and take care of my parents, husband, home, and animals while dealing with being autistic, severely depressed, disabled with chronic pain conditions for over 15 years, and having unmedicated ADHD. However, in the past 4 years, my income has been cut more than in half, causing me not to be able to pay my mortgage and having to use up all my savings. My power and water have been cut off multiple times, I can't afford to eat every day, I've lost over 60 lbs in the past year, my pain level has skyrocketed, my depression and anxiety have steadily gotten worse, I was finally diagnosed with ADHD but can't afford the appointments or ADHD meds, I found out I have a terminal lung condition (idiopathic pulmonary fibrosis caught very early but not curable), cervical cancer from HPV (which is how I found out my husband was cheating) that I haven't been able to treat in the 3 years since it was found. My husband started drinking again, lost his job, and then moved onto hard drugs, racked up a ton of credit card debt on my cards, and stopped contributing at all to expenses over 3 years ago. He has gone on disability during that time after a car accident caused spinal damage needing several vertebrae to be fused together. He has refused to sign the house over to me or to sign to refinance so that I can save the house, so I need to get a lawyer to remove him and his mistress from my house so I can get a divorce where a judge would award me the house, but he needs to be out of the house for a full year to get a divorce in my state and he refuses to leave. Since he is on the deed, I need a lawyer to file to remove him now that he has confirmed he won't sign the paperwork I need. So, I need to get caught up on the mortgage and be able to stay up on it for a year during that process. Then I can complete the deal the bank offered to refinance to a 40-year term to lower the payments to something I can actually afford. My home is my priority with the soonest deadline, so it is where funds will be allocated first. While the total goal amount of 50k will not cover everything discussed here, it will help out tremendously, and anything over the goal will go towards the rest. Anything over that will go to future mortgage payments for the next year and possibly another service animal once my heart heals enough. Please help me, I am so overwhelmed and it is making everything worse. My parents, 5 dogs, 2 cats, and I would be eternally grateful to be able to keep our home.
Organizer
jennifer farren
Organizer
Charlotte, NC





