Disabled Woman in need of urgent help

On December 23rd, I was rear ended, totalling my car. My insurance decided that it wouldn't want to cover it

I have a ton of expenses, as well as the loan on the car that my loan company is still hounding me on. I don't know how long or how well working with the insurance will be.

I have a ton of immediate expenses that need to be taken care of.

I'm a disabled person that's still having trouble getting on disability, even after many years.

I need help, urgently.