In a matter of minutes, Curtis, his wife Pilar, and their son Morgan lost multiple rooms in their home. A devastating house fire tore through their house, leaving behind destruction and uncertainty — and for this family, the loss is especially profound.

Curtis and his son Morgan both rely on wheelchairs to get through their daily lives. Their home wasn’t just a place to live — it was a carefully adapted space that allowed them to move safely, rest comfortably, and maintain independence. In one night, that safe and accessible space was gone.

While we are incredibly grateful that Curtis and Morgan survived, the fire caused severe damage. To make matters even more heartbreaking, their insurance claim was denied due to the specific type of coverage, leaving the family without the financial support needed to rebuild or even replace essential items.

The fire destroyed clothing, furniture, medical and accessibility equipment, and basic household necessities. Rebuilding an accessible home — or finding safe, temporary housing — is overwhelming under any circumstance. Doing so without insurance coverage feels impossible.