Trying to Make Up the Difference

My mom is on disability without any other reliable income. I am out of work as her full time caretaker without any income. She is now immobile and mostly bedridden. The last place she worked at laid her off instead of allowing her to retire early. We live off a small inheritance from my grandfather which was originally designated as my mom’s retirement fund. Our home flooded in 2018 and we lost virtually everything. She liquidated her retirement in an effort to restore the house so we can sell it and buy a simple, single floor home that’s wheelchair accessible. The contractor is still working on the house, constantly delaying the work, trying to add more to the costs, and most of our efforts to get it done have been fruitless. This has been the greatest drain on her money, plus the delays cos us weekly room fees at the hotel, monthly storage unit costs in a non temperature controlled unit whose fees went up again (not even sure if what was salvaged was done adequately), property tax on the house, etc on top of normal living expenses. We live in an awful, but cheap hotel where we stay because we have nowhere else to go and getting a room 35 miles away from our home was as cheap as we could do without getting ridiculously far away. We have our mail, prescriptions, and groceries delivered here and just stay in our room. We don’t go out to movies, concerts, amusement parks, or waste our money in any frivolous way; we try to be as thrifty as possible to make it last. We even have put off trips to the dentist for essential dental work, the Ophthamologist for glasses for each of us, specialist appointments for my mom’s degenerative disc disease and my hernia. We try to make the best of things, but over time, the money has been running out and my mom’s Social Security Disability funds only cover the room for each month. Everything else is paid via her liquidated retirement fund. As her full time caretaker and I have to be constantly near her, especially since her service dog, Pogo, whom we have had for over 17 wonderful years, was put to sleep in her arms just minutes before Valentine’s Day this year. He had acute renal failure and couldn’t be saved and we watched his bodily functions fail bit by bit until he faded from us altogether, although he still remains in our hearts. We would love to have a new pet and hope for just as special a bond as we forged with Pogo, but can’t afford it. I have no time to work anymore do to demands of my time and proximity and my health isn’t the greatest anymore as I approach 47, either.  I am doing my best to help figure ways to live as cheaply as possible, but I don’t know what we’ll do when the money is gone. we used to get a monthly amount from her retirement but her financial handler discontinued the process last year stating that we don’t have much left. So we keep giving up more and more things. She was hoping that after selling the our home and buying a very simple home that she could replenish her retirement account, but I don’t know that much will be left, if any at all. We have no beds nor any furniture from our house as the flood ruined all those things so we would need to fill it with the bare minimum furniture and other necessities from scratch. Right now, we are struggling to make ends meet on a monthly basis. I would hope that a bare minimum of $2500 each month would make up the difference at the very least, but $5000 a month would help prevent her disability check getting absorbed by the hotel and make it available for other needs as she chooses. I don’t like asking for help (financial or otherwise) partly because of pride and an incredibly low feeling of self-worth, but I am feeling desperate for myself and especially for my mom. She has absolutely nobody else to turn to for help. I am all she has and I wish I could give her so much more because she deserves it. She has suffered so much and I want to ease or end her suffering. Somebody suggested this site and after months of deliberation, I feel it’s necessary to ask for the kindness and generosity of others to help support us. Thank you very much for your time and consideration.


  • Rebekah Innis 
    • $50 
    • 13 d


Scott Cherry 
Manassas, VA
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