The Treadwell Family in a time of Financial Hardship

It takes a really hard hit for a man, husband, and father to ever admit defeat. We all have our battles we fight from time to time and we usually fight them in silence, unfortunately I am unable to win this one alone and I have to put my pride aside and reach out for help.

I ended up moving from Edmonton to Red Deer because I was in financial debt. I loved my job, my friends, and my family in Edmonton but I could not afford to live where I was with the career I had as a Conductor. I left everything behind and moved to Red Deer and took a position as a Trainmaster as every year there is a bonus based on your performance and I knew that if I gave it my all these bonuses could be life changing for me and my family to get out of the debt I was in. I finally reached my first bonus which felt incredible and I knew despite still not having friends or family here I made the right choice financially. However that was short lived as I quickly discovered it would only get harder.

My bank accounts were frozen, my wages are now garnished and I have no access to any money which prevents me from paying any bills whatsoever. I have now not been able to receive 3 of my paychecks, and all my bonus that I earned over the last year was taken. I am now a month behind on rent, behind on all my bills, have no gas, no money to buy food, and no way out of my current situation. I am currently working with a financial firm to help my get out of this situation but unfortunately it takes time and time is something I dont have. I have been essentially working for free as every dollar I make gets garnished then deposited into a locked bank account that I can not touch that is being taken as soon as it is deposited.

We are going to be evicted from our house, I will loose my car, and in return, I will loose my job if I have to move back home and move in with my family until I can get back on my feet.

I have now opened a new bank account and asked my employer to send the pay to that account however this pay date was too late and is now being deposited into the account I can't access. And even If I did recieve it in my new account it is but a fraction of my pay as it is also garished heavily.

I am asking for any help possible as even $5 is more then I have right now. I know we are all going through hard times right now so that is another reason I am hesitant on asking for help. I am not asking for help to pay off my debt, but I am asking for help to just keep a roof over my wife and kids head and food in thier bellies while I try to work towards getting out of this situation.

Thank you all for taking the time to read this despite me wishing you never did.