The Black Piggy Bank is a community powered model proving that small change can create big change. By rounding up spare pennies, we educate, empower, and fund solutions that strengthen families and neighborhoods everywhere. Inspired by Black communities, built for all communities. This blueprint encourages everyone to get involved in a brighter, more united future. “Making Change with Change.”

How GoFundMe donations will be used.

This breakdown shows where every dollar goes and what part of the movement you are helping bring to life.

1️⃣ Technology & App Infrastructure — $350,000 (35%)

This is the brain and backbone of The Black Piggy Bank.

Funds cover:

A.I. recommendation system

Round-up transaction engine

User financial dashboards

Blueprint Portfolio logic

Bank-level encryption + security

App Store + Google Play compliance

UX/UI design for all screens

Testing, optimization, and user onboarding

Your Impact:

You are helping build a secure, brilliant, culturally transformative piece of software that becomes the gateway to long-term Black wealth building.

2️⃣ Staff & Development Team — $200,000 (20%)

For 12 months of operations.

Covers:

Software engineers

Security/compliance specialists

UI and brand designers

A.I. systems developer

Community onboarding team

Customer support staff

3️⃣ Legal, Licensing & Regulatory Setup — $150,000 (15%)

This protects the community and ensures we operate legally.

Covers:

FINTECH licensing

FDIC/NCUA partnership agreements

State-by-state investment & banking rules

Contracts, disclaimers, terms of use

Audits + compliance onboarding

Trademark protections for TBPB + Blueprints

Your Impact:

Your contributions help ensure TBPB cannot be shut down, sued, or derailed as it grows.

4️⃣ Banking & Brokerage Infrastructure — $150,000 (15%)

Where the real money flows.

Covers:

Secure API integrations

Transaction fees + processing costs

Treasury accounts

CDFI fund partnerships

Identity verification systems

Compounding investment vehicles

Your Impact

You help create the engine that grows Blueprint Portfolio funds safely.

5️⃣ Community Launch, Education & Rollout — $100,000 (10%)

This money builds trust and awareness.

Covers:

In-person launch events

Promotional content + filmmaking

Community education tours

Workshops on co-ops, land trusts, round-ups

Early pilot programs in partner cities

Marketing & media production

Your Impact

You help bring TBPB into real communities, face-to-face, not just online.

6️⃣ Reserve / Safety Cushion — $50,000 (5%)

Because fintech requires:

emergency funds

unexpected compliance fees

system upgrades

server protection

infrastructure patches

Your Impact

This keeps TBPB safe, operational, and resilient through year one.

"No raffles, sweepstakes, giveaways, or returns on investment are offered in exchange for any donations made to this GoFundMe."

“We know the blueprints to the buildings we’re planning to construct may not rise for another year or two. That’s exactly why your early support means everything. You’re champions not to what exists today, but to the inheritance our people deserve tomorrow. And for that, we honor you with gratitude, transparency, and legacy.”

- BS, Founder of The Black Piggy Bank

Complete The Survey

1. Connect Your Cards & Enable Round-Ups

This step activates TBPB’s core engine: capturing the loose change from everyday purchases so users can effortlessly contribute to long-term community wealth, without changing their spending habits.

2. Choose Your Blueprint Portfolios

Here, users decide where their digital pennies will make an impact. Each portfolio represents a real community need, allowing members to align their contributions with the causes they care about most.

3. Watch Your Digital Pennies Build Wealth

This is the results layer. Users see how their small contributions add up over time, turning routine spending into measurable resources that strengthen Black communities.

Choose Your Blueprints

Every round-up inside The Black Piggy Bank becomes a quiet act of power. A single penny doesn’t change the world, but millions of pennies moving in the same direction absolutely do. That is what Making Change with Change really means. Your contribution stands beside the contributions of thousands of others who believe in the same future you do. Together, we scale generosity into generational impact.

Housing Co-ops

Your digital pennies help spark community-owned spaces where families can live with dignity. When thousands of users select this blueprint, your round-ups merge with theirs to create a foundation of stability that lasts longer than any donation box ever could.

Wellness Centers

Support that strengthens the mind, body, and spirit. When donors choose wellness, their change becomes shared relief for people who need access to support systems often missing in our neighborhoods. Imagine tens of thousands of members uplifting mental and physical health one round-up at a time.

Education Funds

Every swipe becomes an investment in the next generation. From tutoring programs to learning opportunities, your pennies join other believers who see education as the greatest pathway to liberation. Together, your round-ups fuel futures.

Urban Farms

Your change becomes fresh food, green space, and economic opportunity. When thousands select this blueprint, what begins as a few cents grows into sustainable, community-run food systems built for us and by us.

Business Districts

Your round-ups strengthen the heartbeat of our economy. Donors selecting this blueprint help create spaces where Black entrepreneurship thrives. When your digital pennies link up with the pennies of an entire community, we’re not just building businesses, we’re building ownership.