Taylor's Medical Funds

Hey I'm Taylor- And I've been pushing off asking for help since December.

The insurance I've had access to since July 2022 has been essentially non-existence. My medications and my yearly doctor's appointments were mostly covered, but everything else was out of pocket. Most of these, I was told I would be covered and then was slapped with a 2K+ bill months later. That's not including the times where I was asked to pre-pay for procedures that insurance over the phone explicitly told me were covered.

In April of 2024, I needed an MRI for extensive back pain, My insurance did not offer any amount of coverage for this, so I was unable to be looked at until I switched to Medical while doing freelance. Somehow, this insurance was better than my old company's, but still not amazing for the medical issues I was having.

In January, I went to the ER for a terrible flu. The visit was only a few hours long, but the bill was insane. I also had a sleep study done not long after and that, too, was barely covered. Labs, follow-ups, trial and error visits; I blew through savings. And I'm still in the midst of this lovely medical journey.

My mental health tanked over the last few years, but none of my insurances have covered a therapist or a psychiatrist until my new job's insurance. Even so, copays add up so fast when finally seeing specialists back to back.

Outside of just that, from September - May, I was impacted by industry strikes and layoffs. I went from having 25k in savings in September to 4k in January. The cost of living, the medical debt, student loans, it ate into all of it.

If not for my extremely generous friends and my brother, I would have drown.

I kept telling myself I'd rebuild my savings quickly once I settled into the new job, but bills keep popping up and future medical needs are around the corner and somehow, everything outside of meeting a doctor still costs more than the copay. I know I'm aiming for a lot of money. I'm not asking anyone who's in a similar boat.

If you're able to help get me back on my feet, I'll be forever grateful. I hate asking - I've been able to manage on my own throughout my whole LA journey. Over the last month, it hit me how much I'm in the red. And will be in the red for without outreach.

Thank you for reading this far. Thank you for caring. And if you're in a similar boat, don't wait 8 months to power through struggling before asking for help.