Support Ronak Overcome Traumatic Debt

Carjacked, Skull Cracked and Left to Die with the Brain Bleeding Out, on the streets of West Philadelphia. My name is Ronak and this is my story with a sequence of events that will change my life forever. While standing outside my car, on a rather beautiful cool evening, trying to find my keys, near 60th and Market Street, two masked young males sneaked up on me, one started choking me and the other started beating me.

It took me a moment to realize that I was being carjacked & robbed.

Realizing that, I can always earn my things back, I gave those two men everything I had on me; my phone, wallet, car keys, everything. But they were not satisfied. They smashed my head on the concrete pavement and my skull cracked on the right side, causing my brain to start bleeding out.

I had lost my consciousness, but those young males were still not satisfied and they got me back to consciousness by kicking on my crotch and abdomen for lord knows how long. When I opened my eyes, I saw both of them, still standing right on me, one of them still kicking me.

At this stage, they have everything, and had every chance to leave, and I have not seen their masked faces, but they didn't leave. Instead one of the men, removed their mask, showed me his face, sat on my chest and almost broke my neck and left me for dying.

The police now believes it was a hate crime.

It took my brain 9 months to recover and since then I have been paying the real price of getting carjacked. I did not have medical insurance then, which meant almost all bills, were paid by my credit cards. My best friend helped raise around $8,500 then, but in our naivety, we thought that in the US, eight thousand would be enough for a Traumatic Brain Injury. Instead the credit card debt on me today is around $90,000 with 25%-27% interest rate.

Working almost 10-11 hrs a day, 5-6 days week since recovery has however, barely made any dent to that debt because of the incredibly high interest rate.

I had believed that with enough hard work, I could tackle the debt on my own but the interest rate proved me wrong. All I have been been able to do since, even with that many hours of daily work, is to pay the interest rates and that is it! Today my life revolves around my debt and I really do not see a way out on my own.

I have to accept the fact that I can only get out of this debt cycle with help, which is why I am respectfully asking your help.

Me and my furry babies, thank you for all your help!

I wish you all the happiness in the world.

Thank you,

Ronak A.