Support Omega in a Time of Financial Struggle

Hi there. You can call me Omega. Some of you may know me from.....other locations on the internet. Even if you don't, I am in desperate need of help either way, and I've never done any of these GFMs, purely out of worry that they won't do well and I end up bleeding my story, which is already uncomfy for me as-is, and nothing comes of it so it feels like a wasted effort.

So, here goes nothing as I'm really out of ideas for getting out of this hole I got myself into.

Back in 2023, I found a car that fit my needs at the time of my full time job. It was in great condition, so it appeared, with low mileage (not that I notably cared about mileage back then as I was just needing a vehicle to get me from A to B) and therefore, it would've lasted me a long, long time. But, given I did not have the funds to afford it, I was prepared to let it slip through my fingers and get something else I could afford.

But, a relative of mine whom I live with generously bought the car for me, but after doing so, they asked that I pay them back the amount, monthly, until it was paid in full, which I agreed on at the time as I felt it was fair. That was about 12k. Since then I had been working to pay it off and was doing so well.

Then, in December of 2024, I traded in my car for a different, more practical one I'd found and done research on and through evaluations. It seemed good, but turns out the dealership salesmen were....rather shifty and quite scummy. The sale was, originally, supposed to be a fair, equal trade-in. That did not work out, however, as they did a vehicle report to find that my car had been wrecked three times before in its lifespan, and then rebuilt and given a re-salvaged title, so they were offering less for it.

Even after that deal, seemed, to fall through, they demanded a notable amount more on the car than their online advertisement had listed and even after that, refused to officially send the title of it over until that amount was paid in. (They also threatened the fact that they could've had the purchased vehicle repossessed at any time and then I'd have been out of a car completely). But they had one last shifty move, and that was to not renew the license plate I currently had on it and had, instead, got it a new plate (without asking or me wanting that at all).

In doing that purchase, the relative tacked on the cost they had to end up paying for this other vehicle (as I couldn't buy this car since I was still paying them off), which was 4k and brought what I owed back up to 8-9k at the time.

But during that, in January of 2025, I lost the full-time job, which I'd had for almost 4 years (Would've been 4 exactly as of July of this year). I was fired because another, troublesome, coworker whom everyone else hated didn't know how to keep her mouth shut or tell the truth when she did.

She tattled on everyone she could've, and was a no-fun allowed kind of person, which already gave me bad feelings about her from the beginning. Alongside that, one of the co-owners of the business was a stubborn and egotistical a**hole who always made up a petty problem with me, and chose to target me explicitly and ruin the good moods I often came in with. If it wasn't that, he would often ruin my flow of work by having me do menial tasks that I witnessed nobody else having to do, and doing work that I knew neither customers nor coworkers would ever care about as it was very much not an issue.

As it turns out, the managers, other coworkers, and even the other co-owner (who was his own younger brother as it was a family business) agreed that he was a complete a**hole.

As for the troublesome coworker lady, she had only worked there for 1-and-a-half years and from the very beginning was a problem, but they chose to fire me and keep her. (I later learned she quit that job only about a month and a half after I was fired due to her idiocy and bad attitude finally catching up with her and getting into an argument with the wrong customer).

Then I got lucky and got a wonderful job in February, but there was one big issue. its only a part-time position. At first, I thought that was fine because the environment was far more welcoming right away, and the hourly pay was notably better than my previous job. The coworkers were so kind and helpful, and they knew how to laugh or take a joke and I felt extremely welcomed and truly part of a team that worked together.

But as the months passed, my hours began to get cut and that resulted in a serious set of issues. The whole time I've had this new vehicle, it has an impaled tire which very slowly deflates over a couple weeks' time, and a check engine light relating to its EVAP system. Both of these things were not doing anything directly or drastically bad to the car, so I had planned to have those fixed and dealt with eventually for my peace of mind, but with the cut hours and still-paying off the relative, that has not been possible yet, even months later.

And now, I learned that said relative has been footing the bills completely (as I also am supposed to split the cost of living with them and I'm barely even making that monthly amount) and they're now very dangerously close to their "financial cushion" and they said that if they dip below that then they, and I am quoting them, "will go bankrupt". Given I am living with them, that would be very bad for not only them, but also for me.

I have been, and still am, applying for various other full-time positions for over a month now, and none of them are responding in any form. No interview scheduling, no further talks, not even a message or anything saying my application has been rejected. Because of these more recent events the last month and a half or so, I'm getting insanely desperate to just stay afloat now as, if anything happens to the relative financially, then I may literally lose everything including the roof over my head.

I have no other ideas about how to save myself and them, or any real chance of getting out of this and I have no idea what to do anymore. This is, really, my last hope for any kind of financial relief to come my way. I've even considered illegal methods of earning money because I'm that strapped for cash, but I have morals and very much do not want to go down that path as it would only ever end badly for me.

I truthfully don't even know how much I feel I would need to stay afloat really, but at this rate it doesn't really matter as this is really my last hope.

TLDR; I've had a relatively rough year-and-a-half to two years, but its slowly been getting worse and worse and I'm running out of viable options.

I've only got a part-time job which has been cutting my hours down severely.

Not a single job I've applied to in the past month-and-a-half has responded in any way, shape, or form to my applications.

I can't get my car fixed, I can't split the cost of living with the relative I'm living with, I can't continue to pay off what I owe for the car to them, and they're struggling as a result of my financial situation, and I may end up completely losing everything if they go down and I cannot keep waiting for jobs to, hopefully, respond to my application, accepting or declining.