So most of anyone who sees this knows me… I’m not the best person in the world by any means, but I’d like to think I’m not a piece of shit.

I hate so, so much to be filling this out right now, but I really need help. I’ve pretty much screwed myself with money and can’t afford to pay rent or pay back money I’ve borrowed. I’ve resorted to doing horrible things already to try to get back on track and nothing has worked. I’m trying to sell anything worth of value I own as well and nothing is working fast enough. I’m willing to sell a record collection I’ve been working on since I was 16 and my Gibson guitar to try to offset how fucked I am. I can’t pull out of my 401k unless I quit my job because I already have a loan from them.

I work a full-time job, but don’t make as much as I should and have been promised a raise that I have been waiting for since March.

I’m not a drug addict or a gambler or anything like that. But I am horrible with money. And I have bills and loans stacking up and 4 animals that I got left with after a breakup and need to take care of everything ASAP.

I have horrible credit and can’t take out a loan or refinance my car. I get paid $2000 a month and rent is $1050, my car is $654, so that’s most of my checks gone on just that.

This financial bullshit has caused me to lose a great relationship, go deeper into depression, and not be able to live my life without worry.

Again, I fucking hate with all my body that I am even attempting this, but I’m at the end of my rope here. Anything donated would mean the world to me. I’m not sure what else to try, so here it goes.

Why is life always dollars and cents.