Support Megzie and Cris for a Brighter Future

Hello friends.

For those of you who don’t know me, my name is Megzie. I’m a queer disabled woman, and I’m realizing I need help.

Let me tell you a little bit about my story. My wife and I live in Madison, WI with our two cats. We’ve recently come out of falling on hard times. While I was in school, I had to work full time to keep the rent paid, the lights on, and food on the table. I managed to do it, and this past May I graduated with perfect honors, a 4.0 GPA, and an associates degree in IT Systems Administration. But those jobs I was working while I was in school were our ONLY source of income. My dear wife, Cris has been in and out of work for a long time and constantly struggling to find employment that will last longer than a few months. And the jobs I had weren’t enough. During the year and a half, I was underemployed. My job paid too much to qualify for any type of public (or private) assistance, but not enough to make ends meet. And we ended up relying on credit cards to get by. It was undignified and undignified and it wasn’t sustainable. But it was what we had to do. Thankfully, I have a better job now that I love and that DOES pay all the bills.

But. It’s still a single income. And those credit card months are haunting us. For over a year I have been diligently trying to pay them off, paying more than the minimum on each bill and trying desperately to get the balances down. But between the high balances and horrible interest, it’s completely wiped out any chance at saving. As a result, time there’s an unexpected event like a surprise vet or car bill, we have to return to relying on credit cards. And the vicious cycle continues.

Despite diligently trying to claw our way out of the hole for over a year, our credit card balances remain the same. None of the credit card debt relief avenues have been able to help us. No bank will give us a loan. And I’m at a loss as to how to continue.

So, as much as I hate doing it, I’m swallowing my pride and asking for help.

Before I go on, I need to make something ABUNDANTLY clear. This isn’t a plea to get by—we have enough to get by. This is a plea to help us *live* in this life that we’ve worked so hard to survive in. Getting out of credit card debt would mean that we would have money to save for our future, or for a house, or to squirrel away for an emergency or a rainy day. Our cats could go to the vet more than once a year, we could get that brace put on our car that it needs, pay off medical bills, join an actual gym to get even further in our fitness journey, buy new shoes and clothes to replace the ones holes in them, we would just be able to BREATHE. And hell, maybe even go to a movie or a restaurant once in a while!

I know times are tough for everyone right now. So I again stress that you MUST NOT PUT YOURSELF BEHIND in order to help us!! Everything is scary for so many people right now AND I know it’s the worse time of year to ask for help. And all of that makes me feel even more guilty for asking. But I can’t keep pretending like I have everything under control and keep doing the same thing over and over and hoping for different results.

So despite myself, I'm asking. I need help.

Thank you ❤️