Hi, I am Joslyn, mother of soon-to-be 3. My husband and I both have full-time jobs.

I am embarrassed to even ask for help, but my family is so behind on bills and getting absolutely nothing on our tax refund, I am at a loss. We have $32 to our name, can't pay multiple bills, and my husband even DoorDashes on top of his regular job (and mine) to afford everything. We've cut out unnecessary expenses and are in such a tight spot, I don't know what else to do. This was not planned. I am 9 months pregnant and going on leave in 2 weeks and my husband will be using his leave at the end of the year for his imminent heart surgery. Both our pays will be severely cut short. I truly do not know what to do and just need some money to semi-rely on while I heal after birth, so I can get a second job immediately after healing.

Anything helps to keep a roof over our head and to eat. Please and thank you for even taking the time to read this.