I’ve never missed a mortgage payment... — until now.

My name is Josh, and I was recently hit by a negligent driver, leaving me with a fractured neck, and unable to work while I heal

I had just started a new job, and this accident has taken me out just as I was proving myself.

Now I’m facing my first-ever missed mortgage payment, and my family depends on me to keep our home stable —

especially with my wife Carrie’s ongoing medical needs(She has been on a feeding tube for a year)

I’m asking for help to cover:

Mortgage payment

Basic expenses while I recover

Ongoing bills and home repairs

We have no heat, our pellet stove has become non functional

We don't have a running vehicle

Anything helps — even a share.

Thank you for supporting me during one of the hardest setbacks of my life.

There is a question about the person who hit us having insurance, so this is a very stressful period

I have applied for PLO and any other help, but mortgage is already overdue 10 days and it takes awhile

Josh