Hi, my name is Franky Layne, and I’m reaching out for help during a really tough time. Recently, I took a bad fall on snow and ice, breaking my humerus bone. This new injury has turned my life upside down. I’m already on Medicare due to my disability, but it doesn’t cover everything—leaving me with hospital bills, doctor visits, medications, and the cost of restarting physical therapy that I simply can’t afford on my monthly disability check.

Before this fall, I was managing as best I could, but this EXTRA injury has added a heavy financial burden I wasn’t prepared for. The medical expenses are piling up, and I’m worried about how I’ll keep up with the costs while still covering my basic needs. I hate asking for help, but I don’t know where else to turn.

I’m hoping to raise $5,000 to help pay for:

Hospital and doctor bills not covered by Medicare

Prescription medications I need for pain and recovery

Physical therapy sessions to regain strength and mobility

Any unexpected costs that come up during this healing process

Any amount you can donate would mean the world to me—it’ll help me focus on healing instead of stressing over bills I can’t pay. Even if you can’t contribute, sharing this with others would be a huge help too. Thank you so much for taking the time to read this and for any support you can offer. It’s hard to admit I need help, but I’m grateful for any kindness you can show.

With gratitude,

Franky Layne