I'm Debra Pitts. My husband Roger and I are in danger of losing our home that we've had for 12 years.

Over the past few years, due to multiple doctor's appointments combined with the economy, we got behind on our house payments. We've been paying the late fee when we make our payment every month, but we can't get caught up on the ones we missed. We need the money to get us caught up and back on track.

We are both 70 and really need to fix this.