Hi, my name is Caitlyn, and I’m reaching out with a humbled heart to ask for help during one of the hardest financial struggles I’ve faced.

I’m currently trapped in a car loan that has spiraled completely out of control. When I financed my vehicle, I was just trying to stay afloat and rebuild. But due to a critical oversight, my insurance, which I’ve been faithfully paying at $270/month, was later deemed “unacceptable” without my knowledge. Because of this, the terms of my loan were altered behind the scenes, and now I’m being charged nearly $960/month between my car payment and insurance.

This is not sustainable. I’m working hard to repair my credit, keep my head above water, and build stability in my life, but this loan has become an anchor pulling me deeper into debt each month.

I’ve explored every option I can. My only way forward is to trade in the car before the negative equity grows even worse. To do that, I need to raise the vehicle’s trade-in value to match the loan amount, so I can break even and move forward without this crushing weight.

What I’m Asking For

I’m asking for help to cover the gap between my current loan balance and the car’s actual trade-in value, just enough to free me from this financial spiral and get into a safer, more affordable vehicle.

How You Can Help

A donation of any size makes a difference.

Sharing this campaign means the world, too.

Every single gesture of support brings me closer to relief, stability, and the chance to finally breathe again.

From the bottom of my heart, thank you for taking the time to read my story and for being the kind of person who helps others when they need it most.

With gratitude,

Caitlyn