I'm a new homeowner, veteran, and small business owner. I'm in the process of refinancing my home to be more affordable, but at the moment, I'm behind on this month's mortgage of $600.00. If I don't pay this month's mortgage, I won't be able to refinance my home and will have to sell it. I've tried every other option there is, and finally, I've got to ask for help. Your help will be more appreciated than you'll ever know. As I'm trying to make my first start to better myself with long-lasting effects. Please help me if you can. Thank you.