Support a Disabled Veteran Facing Home Loss

It has been incredibly difficult to find the words to write this. I usually find myself offering help and rarely asking for it. I tend to keep personal things private and handle them, but it's time I accept that I need help. I am in danger of losing my home. My Homeowners Association has placed a lien on my home and will begin the process of foreclosure if I do not pay. Let me provide some backstory.

I moved into my home and, for the first year, I had not once received a bill for my HOA fees. The first item I received from them was a letter expressing nonpayment of fees. I explained to them that I had not received a bill, so I wasn't aware payment was yet due. They looked into the issue and never resolved it. I continued to get letters of nonpayment but never a bill or invoice. They have since placed a lien on the home. They have denied my offer for a repayment plan that would be financially feasible for me. They did, however, allow me an extension of time to come up with the funds. The majority of the money I am being asked to pay isn't even what is owed to the HOA, but are the legal fees assessed by the attorneys the HOA has used for legal action against me.

I am a 100% disabled Army Veteran, and my sole income is disability. I am unable to work and do not have the option to ask my job for additional hours for more pay. I have reached out to various services for assistance. The veteran organizations I reached out to (DAV, Coalition to Salute America's Heroes, Veterans Affairs, etc.) either do not have funding or have requirements that I do not meet for assistance. Veterans Affairs had a foreclosure assistance program, but that was shut down effective May 1, 2025. I do not meet the financial requirements of civilian public assistance programs. I was also denied the loans I have applied for. So this is where I swallow my pride and turn to the kindness of strangers for help. The date of repayment is July 1, 2025, which marks the end of my time extension to provide payment. This campaign comes extremely late in this process as I have been exhausting all options I could think of during this time. I worked so hard to provide a home for my family, and to lose the entire thing over a financial dispute with my HOA would be one of the most devastating things I can imagine.

I would be eternally grateful for any help you can provide, or any networks you share this with. While I feel the words thank you are not enough to accurately describe my appreciation, I am truly thankful for your help and support.