Hello, my name is John. I am 60 years old, and I am dealing with a back disability that limits what I am able to do on a daily basis. As such, the very limited income I do get rarely covers general monthly expenses.

I don't have anybody to help me; no more family. I am all alone, and I have had many things come up. It seems like it's one thing after another: my health, my home, or my vehicle. Something is always going wrong, and I try to make things right. I am overwhelmed with nowhere to turn.