
Stop foreclosing of our house
UPDATE:
Hello friends. As you know I have been struggling for a long time with debt because of chronic illness. From november until now I have managed to pay about half of the total debt, but I still have half way to go. Because of how the collection system works here, they are allowed to charge you with interests and any further action is on your bill, so you pay some but the debt still keeps growing. I am again listing my dolls to even more reduced prices. Each doll is listed with their price OR BEST OFFER. At this point I am willing to let them go for half price, I really need to be done with this debt.
Please share, maybe you have some friends interested.
People have asked how else can they help. I have for a long time refused donations, thinking that this is something I have to fix by myself, but I honestly can not. It has been a huge toll, in addition to how the corona crisis has affected the prices of food here in Norway, I am spending 2-3 times more than I used to, so even trying to save as much as possible and cutting down on everything, there is still not enough. Now I also have the expenses of my lawyer on a new CPS case. You don't get coverage of lawyer fees before the case has gone to court and you are fighting for parental rights. We are not there yet, but that is why I need a lawyer now, to stop this stop for once and ever. It is scandalous the way CPS act in Norway, I asked for help myself because I was severely ill, instead of that they want to take my kids and put them in foster care. My case is not the only one, Norwegian CPS have been making news around the world for the huge mistakes they have been making for years! THEY are the one making me sick. I have been severely sick since november. It seems the consensus from the three doctors treating me is that is due to stress, and I can see that. It has been too much. I have barely managed to keep my head over water with my already fragile health, trying to pay down debts and CPS on me for the most ridiculous things that have absolutely nothing to do with me as a mother.
So how can you help me:
- sharing this post
- If you want (and can afford) to make any donation you can do it to my paypal or the GoFundMe that is still active.
- People have asked me if they can buy my patterns. I am working on that, but I have been too sick to fix it. I am really hoping that as soon all this nightmare is over, I will be able to do so. Is not going to be a huge income, but it will surely help a little. I do need though a clear head to be able to sit down, work with them, test them, write down where the inspiration came from and the stories of the native people that created them and finally publish them.
- If you want a customized doll by Claudia Drablythe, take direct contact with her, as she has helped me SO much and is still helping me, customizing some dolls I had. Talk to her and I am sure she have something you would like.
- Purchasing a doll. I will be considering BEST OFFERS too. You can check earlier posts to see how much they have been reduced in price. Please ask me for more pictures or more information of the ones you are interested.
The dolls can be seen here: https://www.facebook.com/Macarena.Tapland.Fauskanger/posts/1631746480332731
Once again thank you all for supporting me in so many ways this half a year that has been so hard ❤️
Example of how much a debt will grow, it has almost a 20% interest rate:
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You all have followed what has happened with us the last years: serious illness, car accident, death in the family, separation and divorce with me ending as a sole caregiver for my 3 children, work accident at my university with lifelong sequels, back and forward with NAV (the welfare office) about my situation, ending with disability pension and finally a case with child protective services that I recently, after 2 years of battle, final got in my favor. The children are staying with me.
As many of you know, I have told you several times, Norway's welfare system fails. There are many of us that fall in between the cracks of rigid regulations: I am too poor to apply for loans, but receive too much money to be able to receive social help. I am too sick to take care of my kids on my own so my children should be placed in foster care (instead of giving me the little practical help I need at home to function), but if I ask for help to the council, they say they will put my kids in foster homes instead.
Once you fall sick, and because of that you are out of work and poor, it feels like there is no way out.
For years I have been under a horrible stress. If I asked for help it was wrong. If I didn't ask for help it was also wrong. Living with fear of my children being taken from me, worried about if we had enough, and when my applications were going to be processed.
I finally got disability pension in september this year. We had our "third round" with CPS in june, and the last one now in october, where it was decided that NOW I will get the support from CPS that I asked for 2 years ago, instead of them wanting to remove my kids from home.
From june until the case was decided by the end of october, I had no capacity to think of something else than the case. The case lasted two years, and the more time it went, the more my health was affected. If they meant 2 years ago I wasn't fit to be a mother because of my disability and chronic illness, what was going to happen now? I had no capacity to open my mail,or read my emails. I feared telephone calls and messages asking me for pay for bills that I didn't have the money to pay for, bills that were piling up and growing day by day, but there was nothing I could do. As I said, according to the government, I received too much income to be eligible for social help. Before disability, we were living with the bare minimal, something called AAP, which left us just enough for food and some bills.
My situation is not unique in Norway. Lately it has been LOTS of cuts, affecting precisely old people, sick people, poor people. Every day come in the news new cases like mine. I say this so you don't think I have misused the money, there has simply not been enough money to cover our basic expenses. Now with disability should be possible to cover them.
The problem is those bills that weren't paid, they have gone up extremely much with the interest rates. There are two bills, one for 1.580,- kr that now is 7.800,- that bill is for garbage collection, from the county. From may until now it went up 5 times the original amount. The other one was 32.000,- and now is up to 62.000,- from a credit card I was in the need to use to cover our basics.
The total of those two bills are almost 70.000,- both creditors have taken the legal steps to sell my house in foreclosure if I don't pay ASAP.
I am trying to sell as many things as I can to get the money to pay the debts. I have put my whole doll collection, books and other things for sale. My children CAN NOT lose their home, we can't be thrown out in the street, not now, not after living with fear and anxiety the last two years.
Many of you have asked me how you can help me. This is the only way I see. Any small amount you can support us with will be welcomed and use completely and exclusively to pay bills.
Thank so much for reading all this and for any help you can give us. Even the smallest amount will make a difference <3