
Stop Bankruptcy: Save a Vet's Home
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My divorce has left me in chapter 13 bankruptcy filed August 2024 and I’m trying to prevent it from being converted to chapter 7 which would mean total liquidation of the little assets I have. My home and my vehicle. My trustee payment is currently being garnished from my check and that leaves very little wiggle room for other bills as I’m not paid hourly. My mortgage is current, but the trustee payment to the court is not which is why I’m at risk of losing it. It’s basically collateral the court can use to pay off debts, which I don’t have much of. Divorce will absolve me of any debts tied to my ex spouse. I am an army vet who doesn’t want the risk of losing my home which would leave my kids displaced. If I can catch up my rearrages of the trustee payment, then I can get out of bankruptcy and keep everything current as my divorce is finalized end of February. My monthly bankruptcy payment is only a few hundred less than my monthly income and I was out due to surgery when the process began and couldn’t catch up. And not working enough to have the garnishment satisfied caused a deficit that I cannot bridge by the deadline. Any help would be greatly appreciated and repaid. I can make the funds, but I unfortunately do not have adequate time to do so. I have a deadline of 2/9/2025 hence my desperation. Thank you for taking the time to look and share.
Organizer
Nekisha Thompson
Organizer
Clarksville, TN