Stolen Kia loan repayment and help

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Stolen Kia loan repayment and help

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My name is Fiona. I'm unfortunately a victim of the viral Kia boys break-ins. My 2013 kia sportage was stolen from in front of my house on September 25th right after parking and going inside. The Seattle police department found my car totalled less than 6 hours later abandoned a town over. The CEL engine failure light was on, engine knocking, unable to full turn over, the ignitionion column was ripped out, back passenger window smashed, glass all over the 2 child seats in the back, and they left powdered drugs/razors in the front seats. I had about $250 worth of various belongings stolen from the car, including items that led to them actually stealing my identity and opening credit cards in my name/hacking my email account/making charges. My renters insurance deductible is $500 so will not work for a claim on what was stolen. Regrettably as well, there was a miscommunication on my car insurance policy where my car is not covered whatsoever by theft or damages. And I found out my AAA policy in Washington state does not cover any tows or services involving a stolen car, even though the car belongs to me. The car was bought with a personal auto loan through Lending Club that is not insured and cannot be cancelled despite the circumstances. The car was deemed a total loss by 2 mechanics because the perpetrators recklessly drove my car and blew an engine rod, causing the engine to knock, fail, and the car cannot drive. The cost of the Kia ignition panel & broken rear passenger window replacement/repair (both of which are on back order for 6+ months due to nationwide break-ins) and a replacement engine/rework totals significantly more than the value of the car and what I originally paid for it ($13k)

Basically my top ask for any help is going to be to pay off the remaining loan of the car which is $6,800 (I can't afford two car payments) and monetary support towards my immediate unexpected expenses and what I've lost: the emergency tow service $400, mechanics damage assessment $150, stolen property $250, and the remaining ask is going to go towards getting me into a safe reliable used vehicle.

I'm a nanny of 4 kids and use my car most days to transport them and multiple dogs, and my income/life is essentially dependable on me driving many miles all over. I immensely appreciate anyone who has read this whole thing, offered me rides and vehicles to borrow. I am eternally grateful to even know people care about me enough to listen to me cry and freak out, and to anyone who has offered me support through this horrendously violating saga. I can and will post receipts and updates on here for those that care to follow, and more pictures once I figure out how to do that. Thank you.

Organizer

Fiona Fitzpatrick
Organizer
Seattle, WA

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