Hard Times

We are going through a really hard time right now. When Covid became a big thing, my husbands hours got cut and it made a big hit on our finances. I was going to two different schools and made it hard to work until I was finished with one. But it wasn’t hard at the beginning because I was saving my financial aid money for bills. When that ran out we became behind on rent and car payments. Two of our cars got repoed within the same week and one car was in the shop to get fixed. We tried hard to save money to at least take my car out of the shop. But it’s hard when we have to pay utilities, and we have to catch up on rent. There’s no money left to put up for the car. I recently got a job at the hospital and with no car it’s hard to get there and back.  We accepted we aren’t going to get the other cars back, especially right now. We are focused to get my charger out of the shop. Right now we have a rental until Monday morning and after that we have no car. It’s going to take about two months to get enough to take my car out but we can’t wait that long. We have until Monday. This is more of a loan not a fundraiser to get money. We will pay all who helps out within a couple months. We just have to get back some what on our feet. We will be able to pay everyone back by February. Honestly right now. We have no clue what to do. Nick has been working extra hours and my checks are starting to come in but it doesn’t do good because things need to get paid and that leaves my car out. We hate doing this but we absolutely have no other choice to ask for help. Starting Monday of my car isn’t out we will have no car to get to work or take the kids to their Dance, Practices and Ballet.  Please, if you can help us and I promise we will pay you back. I know some say doing this is trying to get free money but this isn’t the case. We are working to make things better but everything came all at once.  With out a car I don’t have a job and without a job we will have no where to live.  That’s how bad it got. I know things will get better but as of right now it’s horrible. Nick and I have to pull up 1,100 to get the car out of the shop. A family of Angels already loaned us $200 that is going towards it. I just want to say thank you for even taking the time to read this. And sorry if this message is everywhere, I don’t know how to word it on what we are going through. Bad luck gets us, it seems like every 2 years and this by far is the worst financially meaning. We tried to hide it from the kids but we can’t do that anymore and had to explain to them what’s going on and they don’t understand because their dad is always working and things still happen. We have to act like it’s not affecting us because the babies feed off of our emotions. We can also do PayPal or something if you don’t want to do it on go fund me. Thank you all so far who helped us. We really appreciate it.

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  • Dusty Dillard 
    • $100 
    • 19 d
  • Kelsey & Bryan Wylie 
    • $25 
    • 19 d


JoAnn Elizabeth Montoya-Fredrickson 
Albertville, AL
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