Help being chased for ground service charges - legal action

Hi, my name is Rob - I have been out of work for several months - I'm struggling to keep afloat - pay bills, food, mortgage.

I am getting final demand letters now for outstanding service charges. I can't setup a payment plan nor do I have any cash reserves to do so. I need support in paying off this outstanding debt.

I've been focusing on my mothers cancer treatment plan for the last year.