I am Janice. 72 years old. I fell on hard times several years ago. Seems to keep getting worse. I can no longer pay my monthly bills. I live on a fixed income of Social Security and a pension. My health insurance is near $400 a month. I could let that go and be better. I would still have Medicare, but the 2 surgeries I am facing would rack up a lot of big medical bills for me. That could cause me to lose doctors. My grand daughter moved in to help and immediately became pregnant and didn't work for 3 months. She's back at work now, but her job is low pay restaurant work. Not a lot of help. I am trying to sell my truck, but I will need to get pay off plus enough to buy a cheap car with no payment. Nothing works out for me. The house needs work. I just want to live out my life here. I have been here 26 years. I want to die here. Please help me pay my mortgage so I can.