Seeking help for one last hurdle of our flooded home journey

In January 2024 our home flooded. After living in a small single room hotel room for five weeks, our insurance was able to get us into an apartment. It was unknown how long the repair work would take and insurance would only allow us to do 3 month contracts at a time. We moved into the Marigold apartment in March, being told that our lease would be extended as long as we needed.

In August, we were told we had until the end of the month to move out. The owner had an offer for a year long lease and had to consider his own finances. My child was about to start 10th grade and suddenly we had to move, but still not back home. To make matters worse, our marriage unfortunately didn’t survive the stress of the situation. Star and I moved into a place just on the edge of their school district, and they take public transportation to and from school.

After spending months trying to clear out the house and clean, I was finally able to sit down and look at the budget. To put it bluntly, the ship is sinking.

Our current apartment was one of few choices at the time, and all cost around the same. Now, as I’m looking around there are similar apartments for $700 less that are half the distance to Star’s school. I'm hoping to break our lease here and move into a cheaper place while they are still available. Even at $3700 to break lease we’ll save more than that by the time the lease would have been up.

We’re so close to the end of this unfortunate event, but need a little help making it the rest of the way.

I want to make it clear that my intention is to pay this money back once the house sells. That might be tomorrow or it might be in a few months; fingers crossed.