Damon's Top Surgery Help

Hi internet, it's me Damon, I've been saving nonstop for top surgery since I started my recent job two years ago and the cheapest price I've been quoted from a surgeon who will perform the surgery for me without insurance is 10,800. I've got a little under 3,000 saved currently. I live at home with my disable mother so even though I work nearly 40 hrs a week I can't use all of the money I earn for savings, almost all of it goes to our rent and bills and public transportation/food, but I'm able to save about 250 if I'm having a particularly good month. This isn't always possible because my job can not afford to give me full time hours every week, that being said I'm the employee who currently has the most hours of any other employee below the management level so this is really with me working as much as is possible. I have health insurance through my job which has recently switched providers and may be able to provide me assistance, but since I can't afford more than the lowest option I've been told that my out of pocket costs even if insurance should cover it will still be several thousand dollars. Normally I'd be able to sit this out and wait but recently it's become really dire that I raise this money as soon as possible.

My mum being disabled and not working has to rely on compensation checks which hardly make a dent in our bills/rent and she has to make it through weeks at a time sometimes with less than five dollars, the reason we're able to eat most of the time is luckily because I work in a place that sells food but lately my paychecks have been so pitiful I haven't even been making enough to pay what's required for me to live and I've been taking money out of the savings I've been working so hard for for two years, which hasn't even come close to half of the money I need for surgery. She has offered to help pay in the past but due to her worsening condition and increasing strain on our financial situation because of it it's causing a lot of strain on our living situation and I can't reasonably expect her to help pay for anything, a statement from her is available upon request.* Last year I was hospitalised no fewer than five times, once for an extensive inpatient period from suicide attempts. This top surgery, to me, is literally a matter of life and death. This is putting an extreme strain on my living situation and what has once been a supportive and healthy relationship is becoming extremely volalite as the days progress, and I'm really afraid that all of the work I've been saving for is going to dwindle to nothing because we can't afford our living arrangement without me using my savings money. This is really important to me not only for my own health but I'm really terrified that not only is it wrecking my own life but my relationship with my mum who's been my best friend my entire life. I'm really afraid I'm going to lose everything.

I'd offer commission work but at the moment I don't have time between my job and attempting to sell off our possessions just to make ends meet. I feel really ashamed to even be asking on a website like this since it's really overdone and I hate asking for help but at this point I don't know what else I can do to get me out of this situation. I don't expect to even come close to my goal amount but should I reach it and something were to happen like insurance covers more of the expense than I'm planning for before the date of my surgery then all of the remaining donation money would be redonated to others' top surgery funds, which is what I've been planning to do once my own surgery was taken care of since many people, probably a few reading this have helped me in the past with binders and other trans related expenses. 

I don't know how I could ever repay any of you enough because this would literally be life saving to me, any little amount is greatly appreciated, thank you for reading. *Please feel free to contact me with any further questions, I can provide proof of the top surgery quote, my bank/paypal donation statements, paystubs, hospital records, or whatever the case may be if you would require me to prove this situation before you felt comfortable donating because I do understand there are vile people in the world but I also do not feel comfortable putting that much personal information in a readily accessible place like this, thank you for understanding.