Scared of losing my first home

Hi, my name is Tiffany and the baby in the picture is my almost 3 year old daughter Avah. For the last 3.5 years I have been the caregiver of a now 96-year-old woman with dementia. For 2 years Avah and I lived here and I was on the clock 144 hours a week watching after my client, cooking, cleaning, giving her emotional support and just being with her. I made sure she took her medicine, got her showers, changed her clothes, anything you would think of when you think of caring for somebody else, I did. On top of it, Avah was born with Down Syndrome so the VERY small amount of time that I got off from work has been spent going to physical and occupational therapy and doctor's appointments multiple times a week in order to keep up on her physical and mental development since she was born. I'm a single mother so it's been extremely hard. I am SO grateful that I have a job where my daughter is able to come with me as I could never afford daycare, nor would I want her in daycare with all of her special needs. So after doing this for 2 years straight I was able to save up for my first home at 37 years old! I've only ever lived in an apartments and this was a goal I thought I would never accomplish. It ended up being in a neighborhood that I have wanted to live in since I was a child. Avah's godmother is a real estate agent and also owns and rents properties so she was the one who really encouraged me to do this and truly believed in me when I didn't believe in myself. She held my hand through the entire process, even giving me the money for the down payment since, when it came time to pay, I was informed I had to pay my taxes first which happened to be the same amount as the down payment was going to be. So the $8,000 I had saved quickly disappeared all in one fell swoop. The property I purchased is actually a duplex which is the only reason I got the loan that I did since they anticipated me having rental income to help pay the house payments. We closed and moved in February 2022. In March I rented out the bottom unit to someone who has now stopped paying rent or utilities. There's been a costly court battle because they refuse to leave and there is still one covid restriction in place that I was unaware of making it take much longer than it should. Meanwhile I'm hemorrhaging money trying to stay on top of all the bills I have now been saddled with. If this next attempt works out, I can hopefully get a new tenant in mid-August but I would obviously have to prorate the rent. I make just enough per month to cover the mortgage ($2000) but then that leaves nothing for utilities, gas, diapers for my child, groceries, toiletries, anything else you would have to buy for yourself and a home during the month. I don't get myself any extras anymore. I was so excited and proud of myself and then this person came along and just completely ruined my joy and has put me in such a stressful and scary situation, it's making me feel physically ill. I've always been an extremely hard worker. I don't like handouts, I don't even like borrowing money, even if I know I can pay it back. I'm still trying to pay my friend for the down payment money that she loaned me. My second job is house cleaning which I've also done for many years. Since I haven't had the money, I've been cleaning for people that I owe as a way to pay them back. It has somewhat worked out but it takes away a lot of time that I could be spending with my child and helping her learn and develop. This whole situation has been extremely stressful and very disheartening. I honestly can't believe there are people out there willing to do this to others. So I guess I'm reaching out to the community for help. I'm a lifelong Palmeranian, I've lived here almost 38 years now, born and raised. This money is going to a very good cause. I don't want my daughter to end up without a stable home. I moved around so much as a child and that instability really affected my life and how I made friends and emotional attachments and still does to this day. I can't imagine having to do that to Avah. Thank you in advance, I will be forever grateful and I will remember this for the rest of my life. I'm a huge believer in karma which is one of the only things keeping me going right now. When I can afford it I most definitely want to pay it forward. Love Tiffany and Avah.

I need to add now on top of this my check engine light just came on and there is something very wrong with my transmission. It's literally just one thing after another. I can't do this anymore..