Hello, I am Don Galloway, a recently retired military disabled veteran. I don't have a Facebook social media account so I am using my wife's. My wife's name is Rebecca and she is a stroke survivor with a deep brain aneurysm which she was diagnosed during one of my deployments and kept secret because she didn't want to worry me. Because of her, I was able to do my duty and come back to my family. She recently had another major surgery and is still in the recovery phase. Our home was severely damaged by Hurricane Florence in 2018. Our family has been displaced for 4 years. The insurance and mortgage company process has been stressful and financially draining even with legal assistance. Despite having made all the mortgage and insurance payments on time, our home is facing foreclosure. The contractor reluctantly had to put a lien on our home as the insurance company has not paid them and it's negatively impacting my credit. I can't get an equity loan without the home being in a certain state of repair. A FEMA loan is impossible since the date to apply has expired and wouldn't have been gotten until the insurance resolved its duties. I have tried numerous avenues to secure the funds needed to pay the contractor to no avail. The answer is always the same...the house needs to be in a further state of repair. My wife reached out to numerous organizations to find out they don't give to individuals. We would have had to be a charitable organization even though as individuals we met the criteria. I'm humbly appealing for kind-hearted assistance and I'm asking only for what's needed for the contractor for gutting the house and mitigation to prevent foreclosure. We still have a long road to rebuilding the inside as there is no kitchen and no walls which will be at least another $50K. This whole situation has been a terrible, terrible experience. A person pays for what he thinks will help when the time comes only to find out its one person, or family, fighting big business that doesn't care. In many ways it's been worse than the storm itself. Never did I think this would take so long. It has taken a toll on my family both mentally and physically more so than my deployments to Iraq and Afghanistan ever did. My wife doesn't say much about her aneurysm, however, the stress of the last 4 years has caused her pain to the point that she fainted and EMS has had to be called and now has headaches she wasn't having previously. All the lifting and moving after the storm and dealing with uncooperative insurance and mortgage companies has taken its toll. Her most recent surgery was a direct result of the physical stress this put on her body in the absence of myself while I was serving my country elsewhere. Even in this situation, it hasn't prevented us from helping others in ways we can without expecting anything in return even if not being able to help them financially. I will add that my wife and our youngest son were in the home during the storm not by choice and protected it afterwards. My wife will speak of it and it's like she is reliving watching the water come down the walls from the roof, pouring through the lights, vents and smoke detectors and how helpless she felt unable to stop it. She saved our belongings yet one of our storage units was robbed a few months ago. Up until now, we were patiently riding out this continued storm life has thrown at us. Only God knows what we've endured. My wife says she's still thankful to be alive because it could have been worse. I think she's trying to be the strong woman she is, but she is tired. I have no other option than to seek your help. It is difficult for me to do as I am not accustomed to asking for help, but I need to save our family home. I do work but it pays just enough to make ends meet as we do have to live elsewhere since we can't live in our home. Imagine 4 years of making payments on a home you can't live in at all. I would genuinely appreciate your help and so would my family. It would mean the world to us.

The Galloways