Help me replace my transmission

Hallo, my name is Ty. I am in a bit of a pickle. About a month ago the transmission gave out on my car. This is bad enough but I also get to add on that I still owe 12,000 on it. And there are currently no avenues to help replace it via warrenties, recalls, claims, ect. So I am reaching out to you to help with this. It is 4,000 for the new transmission, and about another 2,000 in labor costs. This is the cheapest, safest, and most stable route I currently see. any and every little bit helps out.