Early November, my gorgeous new car, Viola, was smashed and killed. I had stopped at the store and when I came out another driver had backed up into her. 

She's a total loss.

Not only am I out the car that I've only had for three months but the insurance company won't cover what I paid so I still owe money. 

I'm working three jobs and somehow I'm still in the negatives. I just need help. 

I feel like I'll never be able to dig out of this hole. 

I bought my car for $12000 and the insurance is giving me $9000. 

I hope to be able to pay off my debt as soon as possible since I'll need to get a new loan to buy another car.