Ray Boswell passed away unexpectedly Friday, January 29th after surgery. He had a $20,000 life insurance, but had changed policies less than a year ago and the policy had not matured. For those who knew Ray, they know he would do anything in his power to help anyone in need. If you needed help fixing your car, he was there, whatever. His widow was totally unprepared for this. A relatively easy surgery and he would be home, only it didn't work that way. Unaware that the policy may not pay. Now the funeral costs are almost $9800. Now instead of collecting the $20,000 and having the difference after funeral, she is left with loss of income and funeral expenses. Any help would be greatly appreciated.